357 Emerald Bay Cir, Unit Q5, Naples, FL 34110 Property Records

Collier County property record for 357 Emerald Bay Cir, Unit Q5, Naples, FL 34110

Property Summary

Property Type	Condominium
Details	1,490 sqft · built 1990
Owner	2 Individual Names on Record
Last Sale	$345,000 (Jul 2021)
Tax Bill	$3,108 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`698200 Q-53A08`

Property Details

APN / Parcel Number

Primary APN	`698200 Q-53A08`
Alternative APN	`80457602660`

Interior

Units	9 Units
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	357 EMERALD BAY CIR, Q5
City	NAPLES
State	FL
Zip	34110-7622
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAGES OF EMERALD BAY, THE (CONDO) UNIT Q-5
Legal Range	25
Legal Township	48
Legal Section	8
Legal Subdivision	VILLAGES OF EMERALD BAY, THE A CONDOMINI
Legal Tract	698200
Legal Block	2
Legal Lot Number	Q5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2000
Census Tract	10113

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5703 RIVER RD, EAST CHINA, MI 48054-4733
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Feb 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Prior Sale	Feb 6, 2017 · Amount on Record
Deed Document Number	20216091211
Deed Book / Page	5977 / 3092
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 7, 2021
Property Address	357 EMERALD BAY CIR UNIT Q5, Q5, NAPLES, FL 34110-7622
Document Number	0059773092
Book / Page	5977 / 3092
Map Reference	MB 1480 PG 1861
Instrument Date	Jun 30, 2021
Instrument	6091211
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NOT AVAILABLE, OMEGA TITLE FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	638 MALONE WAY, 638, WILKESBORO, NC 28697-7180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4153 RIVER RD, EAST CHINA, MI 48054-2911

Mortgage

Document Number	0059773095
Date	Jul 7, 2021
Instrument	5977/3095

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 6, 2017
Property Address	357 EMERALD BAY CIR UNIT Q5, Q5, NAPLES, FL 34110-7622
Document Number	0053601415
Book / Page	005360 / 001415
Instrument Date	Feb 1, 2017
Instrument	5364350
Transaction Type	Transfer
Record Updated	Feb 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,904.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	357 EMERALD BAY CIR #Q5 NAPLES FL 341107622, Q5, NAPLES, FL 34110-7622

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,880 (+5.77%) Building $345,880	$345,880 (+5.77%) Building $345,880
2025	$3,108.00 (-10.82%)	$327,000 (-8.99%) Building $327,000	$327,000 (-17.53%) Building $327,000
2024	$3,485.00 (-5.43%)
2023	$3,685.00 (+7.84%)	$359,307 (+1%)	$396,520 (+21.39%) Building $396,520
2022	$3,417.00	$326,643 Building $326,643	$326,643 Building $326,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 235 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,238 units insured incl. 1,003 condo units
Nearby Flood Claims	61 (2017–2022)
Claims Outside the SFHA	42 of 61
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 32 claims Hurricane Ian, Sep 2022 · 26 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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