357 Cochran Rd, Lexington, KY 40502 Property Records

Lexington-Fayette Urban County property record for 357 Cochran Rd, Lexington, KY 40502

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,877 sqft · built 1936
Lot Size	0.169 acres (7,349 sqft)
Owner	2 Individual Names on Record
Last Sale	$621,000 (Nov 2024)
Tax Bill	$7,823 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jun 2018 Mortgage
APN	`14733500`

Property Details

APN / Parcel Number

Primary APN	`14733500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,877 sqft Living Area
1st Floor Area	96 sqft
Basement Area	1,169 sqft
Unfinished Basement	96 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Brick
Lot Area	7,349 sqft (0.169 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	357 COCHRAN RD
City	LEXINGTON
State	KY
Zip	40502-2375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	LOT 1101; BOOK: 2024 PAGE: 645
Legal Subdivision	CHEVY CHASE
Legal Lot Number	1101
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	2
Census Block	2022
Census Tract	600

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 UNION ST, MADISONVILLE, KY 42431-2534
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed, Transfer · Conventional Mortgage FIRST STATE FINANCIAL INC
Jun 22, 2018	Deed of Trust, Mortgage REPUBLIC BK & TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2024 · Amount on Record
Deed Sale	Nov 21, 2024 · Amount on Record
Deed Document Number	2024363
Deed Book / Page	4105 / 35
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Apr 17, 2023
Property Address	357 COCHRAN RD, LEXINGTON, KY 40502-2375
Document Number	DB4011/596
Book / Page	DB 4011 / 596
Map Reference	CAB E SL 503
Instrument Date	Apr 14, 2023
Instrument	202304170001
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1189 INDIAN MOUND RD, LEXINGTON, KY 40502-2516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 COCHRAN RD, LEXINGTON, KY 40502-2375

Mortgage

Document Number	202304170002
Date	Apr 17, 2023
Instrument	202304170002

Lender

Name	FIRST STATE FINANCIAL INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	357 COCHRAN RD, LEXINGTON, KY 40502-2375
Transaction Type	Mortgage
Record Updated	Jun 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9121/247
Date	Jun 22, 2018
Book Page	9121/247

Lender

Name	REPUBLIC BK & TR CO

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,823.00 (+1.88%)	$621,000 (-)	$621,000 (-)
2025	$7,679.00 (+89.75%)	$621,000 (+66.18%)	$621,000 (+66.18%)
2023	$4,047.00 (-4.91%) Homeowner's exemption	$373,700 (-)	$373,700 (-)
2022	$4,256.00 Homeowner's exemption	$373,700	$373,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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