338 Cochran Rd, Lexington, KY 40502 Property Records

Lexington-Fayette Urban County property record for 338 Cochran Rd, Lexington, KY 40502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,179 sqft · built 1939
Lot Size	0.181 acres (7,880 sqft)
Owner	Individual Name on Record
Tax Bill	$4,485 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2018 Mortgage + 1 more
APN	`16462900`

Property Details

APN / Parcel Number

Primary APN	`16462900`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,179 sqft Living Area
Basement Area	416 sqft
Unfinished Basement	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Stone
Lot Area	7,880 sqft (0.181 acres)
Lot Width	46 ft Width
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	338 COCHRAN RD
City	LEXINGTON
State	KY
Zip	40502-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	LOT 505; BOOK: 2380 PAGE: 447
Legal Lot Number	505
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	2
Census Block	2020
Census Tract	600

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	338 COCHRAN RD, LEXINGTON, KY 40502-2313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage GUARDIAN SAV BK
Feb 16, 2018	Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN
Dec 14, 2017	Deed of Trust, Mortgage GUARDIAN SAV BK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	338 COCHRAN RD, LEXINGTON, KY 40502-2313
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000321/086
Date	Dec 28, 2021
Book Page	0321/086

Lender

Name	GUARDIAN SAV BK

Agreement

Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	338 COCHRAN RD, LEXINGTON, KY 40502-2313
Transaction Type	Mortgage
Record Updated	Feb 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9040/186
Date	Feb 16, 2018
Book Page	9040/186

Lender

Name	UNIVERSITY OF KY FED CR UN

Agreement

Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	338 COCHRAN RD, LEXINGTON, KY 40502-2313
Transaction Type	Mortgage
Record Updated	Dec 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0009002039
Date	Dec 14, 2017
Book Page	9002/039

Lender

Name	GUARDIAN SAV BK FSB

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,485.00 (+1.89%)	$405,100 (-)	$405,100 (-)
2025	$4,402.00 (+48.62%) Homeowner's exemption	$405,100 (+69.07%)	$405,100 (+69.07%)
2023	$2,962.00	$239,600	$239,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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