357 Bernard Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 357 Bernard Rd, Bernard, IA 52032 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms5 Baths
Year BuiltBuilt 1915
Square Footage1,207 sqft Living Area
Lot Size28,750 sqft (0.66 acres)
OccupancyOwner Occupied
Last Sale$134,000 (2023)
Tax Bill$1,728.00 (2024)

Property Details

APN / Parcel Number

Primary APN20-27-328-001

Interior

Bedrooms2 Beds
Full Baths5 Baths
Partial Baths4 Partial Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,207 sqft Living Area
1st Floor648 sqft 1st Floor
Attic Area1,200 sqft Attic
Basement Area648 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1915
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Frame Construction
Foundation TypeConcrete Foundation
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area28,750 sqft (0.66 acres)
Depth X Width230 ft x 135 ft Depth x Width

Exterior Amenities

Deck Area70 sqft Deck
Patio Area435 sqft Patio
PorchOpen Porch
Porch Area192 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Heating FuelOil Heating Fuel
Water SourceCommercial Water Source

Location & Zoning

Street Address357 BERNARD RD
CityBERNARD
StateIA
Zip52032-9523
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 6 THRU 10 BERNARD A.K.A MELLARY;
Legal SubdivisionBERNARD
Legal Lot Number6-10 7
JurisdictionDUBUQUE IA
Minor Civil DivisionPRAIRIE CREEK
Census Blockgroup3
Census Block3125
Census Tract10300

Owner

Source: Dubuque County records · APN 20-27-328-001

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address357 BERNARD RD, BERNARD, IA 52032-9523
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2022Deed of Trust, Mortgage · Stand Alone First Mortgage
FIDELITY BANK & TRUST
Apr 26, 2024Deed of Trust, Mortgage · Line of Credit
IDELITY BANK & TRUST
Feb 27, 2023Warranty Deed, Transfer · Conventional Mortgage
FIDELITY BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2023 · Amount on Record
Deed SaleFeb 27, 2023 · Amount on Record
Deed Doc Number2023-00001617
Record RefreshedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address357 BERNARD RD, BERNARD, IA 52032-9523
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1621 MCCABE LN, CASCADE, IA 52033-8650

Mortgage

Document Number0000014896
DateDec 14, 2022
Instrument2022-00014896
Lender
NameFIDELITY BANK & TRUST
TypeBank
AddressWORTHINGTON, IA 52078
Agreement
TypeStand Alone First Mortgage

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address357 BERNARD RD, BERNARD, IA 52032-9523
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address357 BERNARD RD, BERNARD, IA 52032-9523

Mortgage

Document Number0000003524
DateApr 26, 2024
Instrument2024-00003524
Lender
NameIDELITY BANK & TRUST
TypePrivate Party
Address200 PEOSTA ST, PEOSTA, IA 52068
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateFeb 27, 2023
Property Address357 BERNARD RD, BERNARD, IA 52032-9523
Document Number0000001617
Instrument DateFeb 21, 2023
Instrument2023-00001617
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$213.60
Amount AccuracyRounded Values by County
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address701 WILLOW RIDGE LN, BERNARD, IA 52032

Mortgage

Document Number0000001618
DateFeb 27, 2023
Instrument2023-00001618
Lender
NameFIDELITY BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityBernard City
CountyDubuque County
Unified School DistrictWestern Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$155,900 (+11.12%) Land $42,400 Building $113,500$155,900 (+11.12%) Land $42,400 Building $113,500
2024$1,728.00 (+28.57%)
2023$140,300 (+35.29%) Land $38,600 Building $101,700$140,300 (+35.29%) Land $38,600 Building $101,700
2022$1,344.00 Homeowner's exemption$103,700 Land $30,950 Building $72,750
2021$103,700 Land $30,950 Building $72,750

Nearby Properties on Bernard Rd

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