Dubuque County property record for 196 Bernard Rd, Bernard, IA 52032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1984 |
| Lot Size | 0.4 acres (17,441 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $2,098 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-27-451-003 |
| Primary APN | 20-27-451-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,441 sqft (0.4 acres) |
| Lot Dimensions | 163 ft deep x 107 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 196 BERNARD RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO |
| Legal Description | LOT 5 EAST BERNARD; |
| Legal Subdivision | EAST BERNARD |
| Legal Lot Number | 5 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PRAIRIE CREEK |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 10300 |
Source: Dubuque County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | PO BOX 116, BERNARD, IA 52032-0116 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2011 |
| Deed Sale | Feb 2, 2011 |
| Deed Document Number | 2011-00002130 |
| Record Updated | Jun 8, 2026 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Bernard City |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $186,700 (+9.63%) Land $25,300 Building $161,400 | $186,700 (+9.63%) Land $25,300 Building $161,400 | |
| 2024 | $2,098.00 (+13.41%) | ||
| 2023 | $170,300 (+30.39%) Land $25,300 Building $145,000 | $170,300 (+30.39%) Land $25,300 Building $145,000 | |
| 2022 | $1,850.00 | $130,610 Land $25,280 Building $105,330 | |
| 2021 | $130,610 Land $25,280 Building $105,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNARD WATER SYSTEM serves 114 people · EPA ID IA3113001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
May also be available: Maquoketa Valley Electric Cooperative.
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