3569 Starboard Cir, Oceanside, CA 92054 Property Records

San Diego County property record for 3569 Starboard Cir, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,021 sqft · built 1980
Lot Size0.145 acres (6,332 sqft)
Owner2 Individual Names on File
Last Sale$660,000 (Mar 2021)
Tax Bill$8,519 (2025)
Deeds & MortgagesJan 2022 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN162-441-24-00

Property Details

APN / Parcel Number

Primary APN162-441-24-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,021 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area6,332 sqft (0.145 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3569 STARBOARD CIR
CityOCEANSIDE
StateCA
Zip92054-4634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 24 TR 008968
Legal SubdivisionSEA MESA
Legal Tract008968
Legal Block3
Legal Lot Number24
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract18511

Owner

3569 Starboard Cir is owned by two individuals who bought it in March 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address142 ELY ST, OCEANSIDE, CA 92054-3857
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 17, 2021Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2021 · Amount on File
Deed SaleMar 17, 2021 · Amount on File
Prior SaleApr 12, 2000 · Amount on File
Deed Document Number2021206478
Prior Transfer DateSep 21, 1993
Prior Transfer Doc0000622842
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3569 STARBOARD CIR, OCEANSIDE, CA 92054-4634
Transaction TypeMortgage
Record UpdatedFeb 1, 2022
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3569 STARBOARD CIR, OCEANSIDE, CA 92054-4634

Mortgage

Document Number0000034979
DateJan 24, 2022
Instrument2022-0034979
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 17, 2021
Property Address3569 STARBOARD CIR, OCEANSIDE, CA 92054-4634
Document Number0000206478
Map ReferenceMAP 8968
Instrument DateFeb 22, 2021
Instrument2021-0206478
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address142 ELY ST, OCEANSIDE, CA 92054-3857

Mortgage

Document Number0000206479
DateMar 17, 2021
Instrument2021-0206479
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3569 Starboard Cir was $8,519.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$772,854 (+2%) Land $579,641 Building $193,213
2025$8,519.00$757,701 Land $568,276 Building $189,425
2023$8,099.00 (+1.53%)$728,280 Land $546,210 Building $182,070
2022$7,977.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3569 Starboard Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3569 Starboard Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Starboard Cir

Nearby Streets

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