3565 Starboard Cir, Oceanside, CA 92054 Property Records

San Diego County property record for 3565 Starboard Cir, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,154 sqft · built 1980
Lot Size	0.165 acres (7,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,084,000 (Feb 2025)
Tax Bill	$11,450 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`162-441-23-00`

Property Details

APN / Parcel Number

Primary APN	`162-441-23-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,154 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	7,168 sqft (0.165 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3565 STARBOARD CIR
City	OCEANSIDE
State	CA
Zip	92054-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 23 TR 008968
Legal Subdivision	SEA MESA
Legal Tract	008968
Legal Block	3
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18511

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3565 STARBOARD CIR, OCEANSIDE, CA 92054-4634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 28, 2024	Trustee's Deed, Foreclosure ACCOMODATION, ACCOMMODATION
Apr 1, 2022	Affidavit of Death of Joint Tenant, Transfer · Commercial Mortgage BECKER FAMILY TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2025 · Amount on Record
Deed Sale	Feb 14, 2025 · Amount on Record
Prior Sale	Mar 28, 2024 · Amount on Record
Deed Document Number	202537901
Prior Transfer Date	Sep 4, 1996
Prior Transfer Doc	0000475385
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3565 STARBOARD CIR, OCEANSIDE, CA 92054-4634
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3565 STARBOARD CIR, OCEANSIDE, CA 92054-4634

Mortgage

Document Number	0000311703
Date	Nov 5, 2025
Instrument	2025-0311703

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

March 2024: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 28, 2024
Property Address	3565 STARBOARD CIR, OCEANSIDE, CA 92054-4634
Document Number	0000077498
Map Reference	MAP 8968
Instrument Date	Mar 26, 2024
Instrument	2024-0077498
Transaction Type	Foreclosure
Record Updated	Apr 11, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1919 GRAND AVE STE 2F, 2F, SAN DIEGO, CA 92109-4570

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2022
Property Address	3565 STARBOARD CIR, OCEANSIDE, CA 92054-4634
Document Number	0000145416
Map Reference	MAP 8968
Instrument Date	Mar 30, 2022
Instrument	2022-0145416
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3565 STARBOARD CIR, OCEANSIDE, CA 92054-4634

Mortgage

Document Number	0000145417
Date	Apr 1, 2022
Instrument	2022-0145417

Lender

Name	BECKER FAMILY TRUST
Type	Private Party
Address	2337 ROSCOMARE RD STE 2, LOS ANGELES, CA 90077

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,105,680 (+8.4%) Land $884,544 Building $221,136
2025	$11,450.00 (+283.07%)	$1,020,000 (+283.54%) Land $816,000 Building $204,000
2023	$2,989.00 (+1.53%)	$265,941 Land $87,904 Building $178,037
2022	$2,944.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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