3568 Skipjack Rd, Kinsale, VA 22488 Property Records

Westmoreland County property record for 3568 Skipjack Rd, Kinsale, VA 22488

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,040 sqft · built 1949
Owner	Individual Name on File
Last Sale	$300,000 (May 2017)
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50A-2-7-4`

Property Details

APN / Parcel Number

Primary APN	`50A-2-7-4`
Alternative APN	`5524`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,040 sqft Living Area
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Asbestos
Construction Type	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Porch	Finished/Screened Porch
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5524
Old Parcel Number	50A-2-7-4
Street Address	3568 SKIPJACK RD
City	KINSALE
State	VA
Zip	22488-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WM
Legal Description	SANDY POINT LOT 4 BK 7DB 934 PG 2969 331/409
Legal Subdivision	SANDY PT BEACH
Legal Block	7
Legal Lot Number	4
Jurisdiction	WESTMORELAND VA
Township / Civil Division	COPLE
Census Block Group	2
Census Block	2002
Census Tract	10102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Spence's Point listed 1971 · 2 contributing resources · National Historic Landmark (designated 1971) · NRIS 71000991

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westmoreland County assessment roll, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10 CANTERBURY RD, CHARLOTTESVILLE, VA 22903-4702
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Aug 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NATIONA
May 31, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	0008951329
Last Transfer Date	Aug 31, 2020
Transfer Doc	0009342969
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	3568 SKIPJACK RD, KINSALE, VA 22488-2047
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009691828
Date	Jul 26, 2023
Instrument	09691828

Lender

Name	MORGAN STANLEY PRIVATE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 31, 2020
Property Address	3568 SKIPJACK RD, KINSALE, VA 22488-2047
Document Number	0009342969
Instrument Date	Aug 20, 2020
Instrument	09342969
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CANTERBURY RD, CHARLOTTESVILLE, VA 22903-4702

Mortgage

Document Number	0009342972
Date	Aug 31, 2020
Instrument	09342972

Lender

Name	MORGAN STANLEY PRIVATE BANK NATIONA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	May 31, 2017
Property Address	3568 SKIPJACK RD, KINSALE, VA 22488-2047
Document Number	0008951329
Instrument Date	May 22, 2017
Instrument	8951329
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CANTERBURY RD, CHARLOTTESVILLE, VA 22903-4702

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,675.00 (+9.68%)	$393,500 (-) Land $181,000 Building $212,500	$393,500 (-) Land $181,000 Building $212,500
2023	$2,439.00	$393,500 Land $181,000 Building $212,500	$393,500 Land $181,000 Building $212,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2003–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2021
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY POINT SUBDIVISION private · serves 143 people · EPA ID VA4193840
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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