3480 Skipjack Rd, Kinsale, VA 22488 Property Records

Westmoreland County property record for 3480 Skipjack Rd, Kinsale, VA 22488

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,263 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$595,000 (May 2018)
Tax Bill	$3,665 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jun 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50A-1-1-10`

Property Details

APN / Parcel Number

Primary APN	`50A-1-1-10`
Alternative APN	`6868`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,263 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Mud Sill
Roof Material	Composition Shingle
Porch	Open Porch
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6868
Old Parcel Number	50A-1-1-10
Street Address	3480 SKIPJACK RD
City	KINSALE
State	VA
Zip	22488-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WM
Legal Description	VILLA SITES LOT 10 BK 1 DB 908 PG 545 R/S
Legal Subdivision	VILLA SITES
Legal Block	1
Legal Lot Number	10
Jurisdiction	WESTMORELAND VA
Township / Civil Division	COPLE
Census Block Group	2
Census Block	2003
Census Tract	10102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Spence's Point listed 1971 · 2 contributing resources · National Historic Landmark (designated 1971) · NRIS 71000991

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1308 E MARKET ST, CHARLOTTESVILLE, VA 22902-5448
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FULTON BANK NA
Jun 12, 2018	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 21, 2018	Warranty Deed, Transfer · Conventional Mortgage VIRGINIA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Prior Sale	May 21, 2018 · Amount on Record
Deed Document Number	0009071127
Last Transfer Date	Jun 12, 2018
Transfer Doc	0009080545
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	3480 SKIPJACK RD, KINSALE, VA 22488-2046
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009440461
Date	Jun 3, 2021
Instrument	09440461

Lender

Name	FULTON BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3%

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 12, 2018
Property Address	3480 SKIPJACK RD, KINSALE, VA 22488-2046
Document Number	0009080545
Instrument Date	May 21, 2018
Instrument	9080545
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 E MARKET ST, CHARLOTTESVILLE, VA 22902-5448

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	May 21, 2018
Property Address	3480 SKIPJACK RD, KINSALE, VA 22488-2046
Document Number	0009071127
Instrument Date	May 17, 2018
Instrument	9071127
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 E MARKET ST, CHARLOTTESVILLE, VA 22902-5448

Mortgage

Document Number	0009071130
Date	May 21, 2018
Instrument	9071130

Lender

Name	VIRGINIA NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,665.00 (+9.7%)	$539,000 (-) Land $181,000 Building $358,000	$539,000 (-) Land $181,000 Building $358,000
2023	$3,341.00	$539,000 Land $181,000 Building $358,000	$539,000 Land $181,000 Building $358,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2003–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2021
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY POINT SUBDIVISION private · serves 143 people · EPA ID VA4193840
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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