3566 Emerson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3566 Emerson Rd, Duluth, MN 55803

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 1 ba · 1,368 sqft · built 2017
Lot Size	2.57 acres (111,949 sqft)
Owner	Company Name on Record
Last Sale	$6,809 (Aug 2020)
Tax Bill	$3,624 (2026)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale + 11 more
Flood Zone	Zone X (minimal risk)
APN	`375-0010-07460`

Property Details

APN / Parcel Number

Primary APN	`375-0010-07460`
Alternative APNs	`1111709` `937555`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,368 sqft Gross Area
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Construction Type	Frame
Lot Area	111,949 sqft (2.57 acres)
Garage Area	714 sqft
Porch	Patio
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1111709
Street Address	3566 EMERSON RD
City	DULUTH
State	MN
Zip	55803-9743
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	MUNS
Legal Description	THAT PART OF N1/2 OF E1/2 OF W1/2 OF NW1/4 OFNE1/4 AND THAT PART OF N1/2 OF W1/2 OF W1/2OF NW1/4 OF NE1/4, DESCRIBED AS
Legal Range	14W
Legal Township	52N
Legal Section	36
Legal Subdivision	REST HAVEN BEACH
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2029
Census Tract	10601

Owner

Source: St. Louis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3568 EMERSON RD, DULUTH, MN 55803-9743
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 7, 2022	Deed of Trust, Mortgage · Construction Mortgage WESTERN NATIONAL BANK
Apr 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage WESTERN NATIONAL BANK
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit WESTERN NATIONAL BANK
Apr 12, 2024	Intrafamily Transfer, Transfer
Apr 12, 2024	Re-recorded Document
Aug 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 20, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 20, 2020	Correction Deed, Transfer ATTORNEY ONLY
Aug 20, 2020	Correction Deed, Transfer ATTORNEY ONLY
Sep 27, 2019	Warranty Deed, Construction Loan · Construction Mortgage REPUBLIC BK
Aug 19, 2019	Deed of Trust, Mortgage WESTERN NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	20201027715
Last Transfer Date	Dec 4, 2023
Transfer Doc	0001486017
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 2, 2026
Property Address	3566 EMERSON RD, DULUTH, MN 55803-9743
Document Number	0001103137
Instrument Date	Jun 24, 2026
Instrument	20261103137
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3568 EMERSON RD, DULUTH, MN 55803-9743

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 2, 2026
Property Address	3566 EMERSON RD, DULUTH, MN 55803-9743
Document Number	0001103138
Instrument Date	Jun 24, 2026
Instrument	20261103138
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3568 EMERSON RD, DULUTH, MN 55803-9743

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3566 EMERSON RD, DULUTH, MN 55803-9743
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 EDEN LN, DULUTH, MN 55803-9708

Mortgage

Document Number	0001058548
Date	Jul 7, 2022
Instrument	1058548

Lender

Name	WESTERN NATIONAL BANK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 30, 2023

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3566 EMERSON RD, DULUTH, MN 55803-9743
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3566 EMERSON RD, DULUTH, MN 55803-9743

Mortgage

Document Number	0001067409
Date	Apr 11, 2023
Instrument	1067409

Lender

Name	WESTERN NATIONAL BANK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Apr 7, 2026
Change Frequency	6 Months
Min Rate At Change	6.25%
Max Rate At Change	10.2%
Index	Other
Margin	4
Max Rate	10.2%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3566 EMERSON RD, DULUTH, MN 55803-9743
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001067410
Date	Apr 11, 2023
Instrument	1067410

Lender

Name	WESTERN NATIONAL BANK
Type	Bank
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Apr 4, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Apr 12, 2024
Property Address	3566 EMERSON RD, DULUTH, MN 55803-9743
Document Number	0001078463
Instrument Date	Nov 27, 2023
Instrument	1078463
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3616 EDEN LN, DULUTH, MN 55803-9708

April 2024: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Apr 12, 2024
Property Address	3566 EMERSON RD, DULUTH, MN 55803-9743
Document Number	0001486017
Instrument Date	Nov 27, 2023
Instrument	1486017
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3616 EDEN LN, DULUTH, MN 55803-9708

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 20, 2020
Property Address	3566 EMERSON RD, DULUTH, MN 55803-9743
Document Number	00T1027716
Instrument Date	Jun 9, 2020
Instrument	T1027716
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3616 EDEN LN DULUTH MN 558039708, DULUTH, MN 55803-9708

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 20, 2020
Property Address	3566 EMERSON RD, DULUTH, MN 55803-9743
Document Number	00T1027715
Instrument Date	Jun 9, 2020
Instrument	T1027715
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$22.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3556 EMERSON RD DULUTH MN 558039743, DULUTH, MN 55803-9743

August 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 20, 2020
Property Address	3566 EMERSON RD, DULUTH, MN 55803-9743
Document Number	00T1027718
Instrument Date	Jun 9, 2020
Instrument	T1027718
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3616 EDEN LN DULUTH MN 558039708, DULUTH, MN 55803-9708

August 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 20, 2020
Property Address	3566 EMERSON RD, DULUTH, MN 55803-9743
Document Number	00T1027717
Instrument Date	Jun 9, 2020
Instrument	T1027717
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3616 EDEN LN DULUTH MN 558039708, DULUTH, MN 55803-9708

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 27, 2019
Property Address	3566 EMERSON RD, DULUTH, MN 55803-9743
Document Number	00T1015560
Instrument Date	Sep 5, 2019
Instrument	T1015560
Transaction Type	Construction Loan
Record Updated	Oct 14, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$181.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3566 EMERSON RD DULUTH MN 55803, DULUTH, MN 55803

Mortgage

Document Number	T1015561
Date	Sep 27, 2019
Instrument	T1015561

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 26, 2020

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3566 EMERSON RD, DULUTH, MN 55803-9743
Document Number	00T1013954
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3566 EMERSON RD DULUTH MN 55803, DULUTH, MN 55803

Mortgage

Document Number	00T1013954
Date	Aug 20, 2019
Instrument	T1013954

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 19, 2024

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,624.00 (+7.03%)
2025	$3,386.00 (-70.37%)	$259,100 (-2.08%) Land $40,600 Building $218,500	$259,100 (-2.08%) Land $40,600 Building $218,500
2024	$11,426.00	$264,600 (-2.43%) Land $56,500 Building $208,100	$264,600 (-2.43%) Land $56,500 Building $208,100
2022		$271,200 Land $69,800 Building $201,400	$271,200 Land $69,800 Building $201,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

3566 Emerson Rd, Duluth, MN 55803 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2026: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2024: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2024: Re-recorded Document

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2020: Correction Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2020: Correction Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2019: Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

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