3565 Melanie Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 3565 Melanie Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,559 sqft · built 2004
Lot Size	1.5 acres (65,421 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Oct 2021)
Tax Bill	$1,815 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-6-23-04-0-00009-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-6-23-04-0-00009-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,559 sqft Adjusted Area
1st Floor Area	2,037 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,421 sqft (1.5 acres)

Location & Zoning

Street Address	3565 MELANIE LN
City	HERNANDO
State	MS
Zip	38632-8630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SCRUGGS CREEK SUB SECTION B LOT 9
Legal Range	007
Legal Township	03S
Legal Section	23
Legal Subdivision	SCRUGGS CREEK SUB
Legal Lot Number	9
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	71002

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3565 MELANIE LN, HERNANDO, MS 38632-8630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Nov 3, 2020	Warranty Deed, Transfer · Conventional Mortgage SOUTHEAST MORTGAGE OF GEORGIA
Jan 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on Record
Deed Sale	Oct 6, 2021 · Amount on Record
Prior Sale	Nov 3, 2020 · Amount on Record
Deed Book / Page	974 / 65
Prior Transfer Date	Nov 4, 2019
Prior Transfer Doc	000910/505
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 6, 2021
Property Address	3565 MELANIE LN, HERNANDO, MS 38632-8630
Document Number	0000974/65
Book / Page	974 / 65
Map Reference	MB 82 PG 45
Instrument Date	Oct 4, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	GOOD TITLE ESCROW AND CLOSING LLC, GOOD TTL ESCROW & CLOSING LL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3565 MELANIE LN, 3565, HERNANDO, MS 38632-8630

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3565 MELANIE LN, HERNANDO, MS 38632-8630

Mortgage

Document Number	0005366287
Date	Oct 6, 2021
Instrument	5366/287

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 3, 2020
Property Address	3565 MELANIE LN, HERNANDO, MS 38632-8630
Document Number	000937/605
Book / Page	937 / 605
Map Reference	MB 82 PG 45
Instrument Date	Oct 30, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3565 MELANIE LN, 3565, HERNANDO, MS 38632-8630

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3565 MELANIE LN, HERNANDO, MS 38632-8630

Mortgage

Document Number	0005081728
Date	Nov 3, 2020
Instrument	5081/728

Lender

Name	SOUTHEAST MORTGAGE OF GEORGIA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Jan 29, 2020
Property Address	3565 MELANIE LN, HERNANDO, MS 38632-8630
Document Number	000910/505
Book / Page	0910 / 505
Map Reference	MB 82 PG 46
Instrument Date	Nov 4, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3565 MELANIE LN, HERNANDO, MS 38632-8630

Mortgage

Document Number	0004877041
Date	Jan 29, 2020
Instrument	4877/041

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,815.00 (+12.73%)	$22,004 (+36.59%) Land $3,000 Building $19,004	$220,039 (+36.59%) Land $30,000 Building $190,039
2023	$1,610.00	$16,109	$161,091 Land $30,000 Building $131,091

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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