DeSoto County property record for 3493 Melanie Ln, Hernando, MS 38632 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,606 sqft · built 2005 |
| Lot Size | 1.5 acres (65,438 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,000 (Aug 2018) |
| Tax Bill | $1,525 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Feb 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-6-23-04-0-00008-00 |
| Primary APN | 3-07-6-23-04-0-00008-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,606 sqft Adjusted Area |
| 1st Floor Area | 2,262 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 65,438 sqft (1.5 acres) |
| Patio Area | 280 sqft |
| Street Address | 3493 MELANIE LN |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCRUGGS CREEK SUB SECTION B LOT 8 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 23 |
| Legal Subdivision | SCRUGGS CREEK SUB |
| Legal Lot Number | 8 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71002 |
Source: DeSoto County records · APN 3-07-6-23-04-0-00008-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3493 MELANIE LN, HERNANDO, MS 38632-8637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Aug 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC |
| Feb 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK |
| Sep 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 10, 2019 | Intrafamily Transfer, Transfer |
| Aug 24, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on Record |
| Deed Sale | Aug 24, 2018 · Amount on Record |
| Deed Document Number | 2018W00865-00654 |
| Deed Book / Page | 865 / 654 |
| Last Transfer Date | Jul 03, 2019 |
| Transfer Doc | 000893/059 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3493 MELANIE LN, HERNANDO, MS 38632-8637 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004594/735 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 4594/735 |
| Instrument | T04594-00735 |
| Name | CASTLE & COOKE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3493 MELANIE LN, HERNANDO, MS 38632-8637 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004497/787 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 4497/787 |
| Instrument | T04497-00787 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 20, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3493 MELANIE LN, HERNANDO, MS 38632-8637 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | GUARDIAN TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3493 MELANIE LN, HERNANDO, MS 38632-8637 |
| Document Number | 005030/639 |
|---|---|
| Date | Sep 01, 2020 |
| Book Page | 5030/639 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 10, 2019 |
| Property Address | 3493 MELANIE LN, HERNANDO, MS 38632-8637 |
| Document Number | 000893/059 |
| Book / Page | 0893 / 059 |
| Map Reference | MB 82 PG 45 |
| Instrument Date | Jul 03, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3493 MELANIE LN, 3493, HERNANDO, MS 38632-8637 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3493 MCLANIE LN, HERNANDO, MS 38632-8637 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 24, 2018 |
| Property Address | 3493 MELANIE LN, HERNANDO, MS 38632-8637 |
| Document Number | 000865/654 |
| Book / Page | 865 / 654 |
| Map Reference | PB 82 PG 45 |
| Instrument Date | Aug 24, 2018 |
| Instrument | W00865-00654 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 751 HWY 301, 751, COMO, MS 38619 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3493 MELANIE LN, HERNANDO, MS 38632-8637 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,525.00 (+15.62%) | $22,125 (+36.62%) Land $3,000 Building $19,125 | $221,248 (+36.62%) Land $30,000 Building $191,248 |
| 2023 | $1,319.00 | $16,195 | $161,949 Land $30,000 Building $131,949 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Wildfire Risk | Moderate above 46% of the US · above 44% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 990 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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