3565 Cephas Way, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 3565 Cephas Way, Lexington, KY 40503

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,240 sqft · built 1990
Lot Size0.201 acres (8,773 sqft)
Owner2 Individual Names on Record
Last Sale$229,000 (Apr 2011)
Tax Bill$3,212 (2026)
Deeds & MortgagesJun 2022 Mortgage
APN20079730

Property Details

APN / Parcel Number

Primary APN20079730

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,240 sqft Living Area
Basement Area720 sqft
Finished Basement560 sqft
Unfinished Basement160 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Lot Area8,773 sqft (0.201 acres)
Lot Width65 ft Width
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3565 CEPHAS WAY
CityLEXINGTON
StateKY
Zip40503-4389
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1D
Legal DescriptionH-374 STONE CREEK ESTATES UNIT 6 LOT 36; BOOK: 3004 PAGE: 56
Legal SubdivisionSTONE CREEK ESTATES
Legal BlockE
Legal Lot Number36
Legal Unit6
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE SOUTHWEST
Census Block Group2
Census Block2008
Census Tract4204

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3565 CEPHAS WAY, LEXINGTON, KY 40503-4389
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2011 · Amount on Record
Deed SaleApr 25, 2011 · Amount on Record
Deed Book / Page3004 / 56
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address3565 CEPHAS WAY, LEXINGTON, KY 40503-4389
Transaction TypeMortgage
Record UpdatedJun 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000450/533
DateJun 3, 2022
Book Page0450/533
Lender
NameREPUBLIC BANK & TRUST CO
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,212.00 (+2.29%)$286,100 (-)$286,100 (-)
2025$3,140.00 (+18.94%)$286,100 (+18.91%)$286,100 (+18.91%)
2023$2,640.00$240,600$240,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1992–2023)
Claims Outside the SFHA3 of 5
Most Recent ClaimJan 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20

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