3557 Cephas Way, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 3557 Cephas Way, Lexington, KY 40503

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,326 sqft · built 1992
Lot Size	0.201 acres (8,773 sqft)
Owner	Individual Name on Record
Last Sale	$162,500 (Sep 2010)
Tax Bill	$2,416 (2026)
Deeds & Mortgages	Aug 2021 Mortgage
APN	`20079750`

Property Details

APN / Parcel Number

Primary APN	`20079750`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
Basement Area	882 sqft
Unfinished Basement	882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	8,773 sqft (0.201 acres)
Lot Width	65 ft Width
Garage Type	Basement
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3557 CEPHAS WAY
City	LEXINGTON
State	KY
Zip	40503-4389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1D
Legal Description	H-374 STONE CREEK ESTATES UNIT 6 LOT 38; BOOK: 2971 PAGE: 185
Legal Subdivision	STONE CREEK ESTATES
Legal Block	E
Legal Lot Number	38
Legal Unit	6
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHWEST
Census Block Group	2
Census Block	2008
Census Tract	4204

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3557 CEPHAS WAY, LEXINGTON, KY 40503-4389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2010 · Amount on Record
Deed Sale	Sep 30, 2010 · Amount on Record
Deed Book / Page	2971 / 185
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3557 CEPHAS WAY, LEXINGTON, KY 40503-4389
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190/228
Date	Aug 30, 2021
Book Page	0190/228

Lender

Name	HOUSING/URBAN DEV-SEC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,416.00 (+2.29%)	$215,200 (-)	$215,200 (-)
2025	$2,362.00 (+13.34%)	$215,200 (+13.32%)	$215,200 (+13.32%)
2023	$2,084.00	$189,900	$189,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1992–2023)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20