3564 Ray Owens Rd, Appling, GA 30802 Property Records

Columbia County property record for 3564 Ray Owens Rd, Appling, GA 30802

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,327 sqft · built 2017
Lot Size	38.1 acres (1,659,636 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,845 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`014 054F`

Property Details

APN / Parcel Number

Primary APN	`014 054F`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,327 sqft Finished Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	1,659,636 sqft (38.1 acres)

Location & Zoning

Street Address	3564 RAY OWENS RD
City	APPLING
State	GA
Zip	30802-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	38.1 ACS PARCEL III
Jurisdiction	COLUMBIA GA
Township / Civil Division	APPLING
Census Block Group	1
Census Block	1002
Census Tract	30401

Owner

Source: Columbia County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3564 RAY OWENS RD, APPLING, GA 30802-2317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Mar 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK
Apr 24, 2020	Deed of Trust, Mortgage · Line of Credit QUEENSBOROUGH NAT'L BK&TR
Apr 26, 2018	Deed of Trust, Mortgage FARM CREDIT SVCS
Aug 31, 2017	Quit Claim Deed, Mortgage QUEENSBOROUGH NAT'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 24, 2017
Transfer Doc	0000005774
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	3564 RAY OWENS RD, APPLING, GA 30802-2317
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3564 RAY OWENS RD, APPLING, GA 30802-2317

Mortgage

Document Number	013339/269
Date	Mar 29, 2021
Book Page	0000013339/0000000269

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	3564 RAY OWENS RD, APPLING, GA 30802-2317
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3564 RAY OWENS RD, APPLING, GA 30802-2317

Mortgage

Document Number	014147/275
Date	Mar 7, 2022
Book Page	0000014147/0000000275

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	3564 RAY OWENS RD, APPLING, GA 30802-2317
Document Number	2565/0236
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3564 RAY OWENS RD APPLING GA 308022317, APPLING, GA 30802-2317

Mortgage

Document Number	2565/0236
Date	May 13, 2020
Book Page	012565/000236

Lender

Name	QUEENSBOROUGH NAT'L BK&TR
Type	Bank
Address	WRENS, GA 30833

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 12, 2030

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	3564 RAY OWENS RD, APPLING, GA 30802-2317
Document Number	1421/0145
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3564 RAY OWENS RD APPLING GA 308022317, APPLING, GA 30802-2317

Mortgage

Document Number	1421/0145
Date	May 2, 2018
Book Page	011421/000145

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	TIFTON, GA 31793-7308

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA GA
Recording Date	Aug 31, 2017
Property Address	3564 RAY OWENS RD, APPLING, GA 30802-2317
Document Number	1079/0186
Book / Page	011079 / 000186
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3564 RAY OWENS RD APPLING GA 308022317, APPLING, GA 30802-2317

Mortgage

Document Number	1079/0187
Date	Aug 31, 2017
Book Page	011079/000187

Lender

Name	QUEENSBOROUGH NAT'L BK&TR
Type	Bank
Address	MARTINEZ, GA 30907

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,845.00 (+3.26%)	$478,923 (+1.32%) Land $290,915 Building $188,008	$1,197,307 (+1.32%) Land $727,287 Building $470,020
2025	$4,692.00 (-4.17%)	$472,693 (+58.62%) Land $290,915 Building $181,778	$1,181,731 (+58.62%) Land $727,287 Building $454,444
2023	$4,896.00 (+0.78%)	$297,997 (+1.73%) Land $120,029 Building $177,968	$744,993 (+1.73%) Land $300,072 Building $444,921
2022	$4,858.00	$292,936 Land $120,029 Building $172,907	$732,340 Land $300,072 Building $432,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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