Columbia County property record for 3528 Ray Owens Rd, Appling, GA 30802
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,073 sqft · built 2021 |
| Lot Size | 10 acres (439,738 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $107,500 (Apr 2019) |
| Tax Bill | $8,351 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014 054B |
| Primary APN | 014 054B |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 3,073 sqft Finished Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Frame |
| Lot Area | 439,738 sqft (10 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 3528 RAY OWENS RD |
|---|---|
| City | APPLING |
| State | GA |
| Zip | 30802-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10.095 ACS PARCEL 1 |
| Jurisdiction | COLUMBIA GA |
| Township / Civil Division | APPLING |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30401 |
Source: Columbia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3528 RAY OWENS RD, APPLING, GA 30802-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE |
| Oct 8, 2021 | Limited Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE |
| Apr 22, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2019 · Amount on Record |
| Deed Sale | Apr 19, 2019 · Amount on Record |
| Prior Sale | Dec 15, 2015 · Amount on Record |
| Deed Document Number | 20192234 |
| Deed Book / Page | 11905 / 171 |
| Last Transfer Date | Oct 8, 2021 |
| Transfer Doc | 0000008181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 3528 RAY OWENS RD, APPLING, GA 30802-2317 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3528 RAY OWENS RD, APPLING, GA 30802-2317 |
| Document Number | 013894/169 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 0000013894/0000000169 |
| Name | BANKSOUTH MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Recording Date | Oct 8, 2021 |
| Property Address | 3528 RAY OWENS RD, APPLING, GA 30802-2317 |
| Document Number | 0000008181 |
| Book / Page | 13894 / 166 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021-008181 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3528 RAY OWENS RD, APPLING, GA 30802-2317 |
| Document Number | 0013894169 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 13894/169 |
| Name | BANKSOUTH MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Recording Date | Apr 22, 2019 |
| Property Address | 3528 RAY OWENS RD, APPLING, GA 30802-2317 |
| Document Number | 1905/0171 |
| Book / Page | 011905 / 000171 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $107.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3528 RAY OWENS RD APPLING GA 308022317, APPLING, GA 30802-2317 |
Source: Columbia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Columbia County |
| Unified School District | Columbia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,351.00 (-6.91%) | $444,446 (+5.7%) Land $44,440 Building $400,006 | $1,111,116 (+5.7%) Land $111,100 Building $1,000,016 |
| 2025 | $8,971.00 (+25.5%) Additional exemption filed | $420,475 (+22.66%) Land $44,440 Building $376,035 | $1,051,187 (+22.66%) Land $111,100 Building $940,087 |
| 2023 | $7,148.00 (-2.85%) Homeowner's exemption | $342,799 (+4.63%) Land $44,440 Building $298,359 | $856,997 (+4.63%) Land $111,100 Building $745,897 |
| 2022 | $7,358.00 Homeowner's exemption | $327,642 Land $44,440 Building $283,202 | $819,105 Land $111,100 Building $708,005 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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