3564 Barter St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3564 Barter St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,024 sqft · built 2006
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jan 2022)
Tax Bill	$2,916 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T070500614`

Property Details

APN / Parcel Number

Primary APN	`T070500614`
Alternative APN	`5-116B-A101-00-2028.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	512 sqft
Basement Area	512 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070500614
Street Address	3564 BARTER ST
City	SAINT CHARLES
State	MO
Zip	63301-8155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN AT ST CHAS #2 LOT 2028
Legal Subdivision	NEW TOWN AT ST CHAS #2
Legal Lot Number	2028
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	4
Census Block	4010
Census Tract	310201

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3564 BARTER ST, SAINT CHARLES, MO 63301-8155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 14, 2020	Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Prior Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	2022811
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 5, 2022
Property Address	3564 BARTER ST, SAINT CHARLES, MO 63301-8155
Document Number	0000000811
Map Reference	MB 43 PG 203
Instrument Date	Dec 29, 2021
Instrument	2022R-000811
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3022 PADDLEWHEEL CT, 3022, SAINT CHARLES, MO 63303-6052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3564 BARTER ST, SAINT CHARLES, MO 63301-8155

Mortgage

Document Number	0000000812
Date	Jan 5, 2022
Instrument	2022R-000812

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 14, 2020
Property Address	3564 BARTER ST, SAINT CHARLES, MO 63301-8155
Document Number	0000067346
Instrument Date	Aug 31, 2020
Instrument	67346
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3564 BARTER ST ST CHARLES MO 633018155, ST CHARLES, MO 63301-8155

Mortgage

Document Number	67347
Date	Sep 14, 2020
Instrument	67347

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 13, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,524 (-)	$234,337 (-) Land $45,000 Building $189,337
2025	$2,916.00	$44,524 (+5.82%)	$234,337 (+5.82%) Land $45,000 Building $189,337
2023		$42,077
2022			$221,457 Land $45,000 Building $176,457

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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