3556 Barter St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3556 Barter St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,224 sqft · built 2006
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Mar 2022)
Tax Bill	$3,254 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T070500616`

Property Details

APN / Parcel Number

Primary APN	`T070500616`
Alternative APN	`5-116B-A101-00-2030.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,224 sqft Living Area
Gross Area	1,836 sqft
1st Floor Area	612 sqft
Basement Area	612 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070500616
Street Address	3556 BARTER ST
City	SAINT CHARLES
State	MO
Zip	63301-8155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN AT ST CHAS #2 LOT 2030
Legal Subdivision	NEW TOWN AT ST CHAS #2
Legal Lot Number	2030
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	4
Census Block	4010
Census Tract	310201

Owner

3556 Barter St is owned by two individuals who bought it in March 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 AUTUMN WOOD CT, SAINT CHARLES, MO 63303-4482
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 18, 2022	Intrafamily Transfer, Transfer
Aug 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Aug 24, 2021 · Amount on File
Deed Document Number	202215966
Prior Transfer Date	Aug 6, 2021
Prior Transfer Doc	0000070693
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 18, 2022
Property Address	3556 BARTER ST, SAINT CHARLES, MO 63301-8155
Document Number	0000015966
Map Reference	MB 43 PG 203
Instrument Date	Mar 14, 2022
Instrument	2022R-015966
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3320 GRANGER BLVD, SAINT CHARLES, MO 63301-8200

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3556 BARTER ST, SAINT CHARLES, MO 63301-8155

Mortgage

Document Number	0000015967
Date	Mar 18, 2022
Instrument	2022R-015967

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 18, 2022
Property Address	3556 BARTER ST, SAINT CHARLES, MO 63301-8155
Document Number	0000015965
Map Reference	MB 43 PG 203
Instrument Date	Mar 10, 2022
Instrument	2022R-015965
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 AUTUMN WOOD CT, SAINT CHARLES, MO 63303-4482

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 24, 2021
Property Address	3556 BARTER ST, SAINT CHARLES, MO 63301-8155
Document Number	0000070693
Map Reference	MB 43 PG 203
Instrument Date	Aug 6, 2021
Instrument	2021R-070693
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3320 GRANGER BLVD, SAINT CHARLES, MO 63301-8200

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3329 GRANGER BLVD, SAINT CHARLES, MO 63301-8197

Mortgage

Document Number	0000070694
Date	Aug 24, 2021
Instrument	2021R-070694

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3556 Barter St was $3,254.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,731 (-)	$261,743 (-) Land $45,000 Building $216,743
2025	$3,254.00	$49,731	$261,743 Land $45,000 Building $216,743
2023		$44,835
2022			$235,975 Land $45,000 Building $190,975

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3556 Barter St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3556 Barter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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