3563 Cay Dr, Carlsbad, CA 92010 Property Records

San Diego County property record for 3563 Cay Dr, Carlsbad, CA 92010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,287 sqft · built 2001
Lot Size	0.94 acres (4,102 sqft)
Owner	Individual Name on Record
Last Sale	$1,450,000 (May 2026)
Tax Bill	$10,915 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`168-280-11-00`

Property Details

APN / Parcel Number

Primary APN	`168-280-11-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,287 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	4,102 sqft (0.94 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3563 CAY DR
City	CARLSBAD
State	CA
Zip	92010-7072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 11 TR 012950
Legal Subdivision	CALAVERA HILLS VI
Legal Tract	012950
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19803

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3563 CAY DR, CARLSBAD, CA 92010-7072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Grant Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Dec 22, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	2026130364
Prior Transfer Date	Aug 3, 2004
Prior Transfer Doc	0000862118
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 7, 2026
Property Address	3563 CAY DR, CARLSBAD, CA 92010-7072
Document Number	0000130364
Instrument Date	Apr 30, 2026
Instrument	2026.130364
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161,095.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3563 CAY DR, CARLSBAD, CA 92010-7072

Mortgage

Document Number	0000130365,
Date	May 7, 2026
Instrument	2026..130365

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2020
Property Address	3563 CAY DR, CARLSBAD, CA 92010-7072
Document Number	0000827409
Map Reference	MAP 12950
Instrument Date	Nov 30, 2020
Instrument	2020-0827409
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3563 CAY DR, CARLSBAD, CA 92010-7072

Mortgage

Document Number	0000827410
Date	Dec 22, 2020
Instrument	2020-0827410

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$949,503 (+2%) Land $424,688 Building $524,815
2025	$10,915.00 (+3.25%)	$930,886 (+4.04%) Land $416,361 Building $514,525
2024	$10,571.00 (+0.48%)
2023	$10,521.00 (+1.45%)	$894,742 Land $400,195 Building $494,547
2022	$10,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications.

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