3555 Cay Dr, Carlsbad, CA 92010 Property Records

San Diego County property record for 3555 Cay Dr, Carlsbad, CA 92010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,160 sqft · built 2001
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Mar 2018)
Tax Bill	$10,693 (2025)
Deeds & Mortgages	Jan 2022 Transfer Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`168-280-13-00`

Property Details

APN / Parcel Number

Primary APN	`168-280-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,160 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	4,356 sqft (0.1 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3555 CAY DR
City	CARLSBAD
State	CA
Zip	92010-7072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 13 TR 012950
Legal Subdivision	CALAVERA HILLS VI
Legal Tract	012950
Legal Block	2
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19803

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3555 CAY DR, CARLSBAD, CA 92010-7072
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Intrafamily Transfer, Transfer
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 25, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Mar 16, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 16, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Oct 20, 2015 · Amount on Record
Deed Document Number	2018104679
Last Transfer Date	Jan 27, 2022
Transfer Doc	0000045660
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2022
Property Address	3555 CAY DR, CARLSBAD, CA 92010-7072
Document Number	0000045660
Map Reference	MAP 12950
Instrument Date	Jan 27, 2022
Instrument	2022-0045660
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3555 CAY DR, CARLSBAD, CA 92010-7072

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3555 CAY DR, CARLSBAD, CA 92010-7072
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3555 CAY DR, CARLSBAD, CA 92010-7072

Mortgage

Document Number	0000264433
Date	Apr 6, 2021
Instrument	2021-0264433

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3555 CAY DR, CARLSBAD, CA 92010-7072
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TITLE SAN DIEG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038783
Date	Jan 25, 2017
Instrument	2017-0038783

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 16, 2018
Property Address	3555 CAY DR, CARLSBAD, CA 92010-7072
Document Number	0000104680
Map Reference	MAP 12950
Instrument Date	Mar 9, 2018
Instrument	2018-0104680
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3555 CAY DR, CARLSBAD, CA 92010-7072

Mortgage

Document Number	0000104681
Date	Mar 16, 2018
Instrument	2018-0104681

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 16, 2018
Property Address	3555 CAY DR, CARLSBAD, CA 92010-7072
Document Number	0000104679
Map Reference	MAP 12950
Instrument Date	Feb 14, 2018
Instrument	2018-0104679
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 MAPLE AVE, CARLSBAD, CA 92008-3264

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$928,464 (+2%) Land $580,291 Building $348,173
2025	$10,693.00 (+3.75%)	$910,260 (+4.04%) Land $568,913 Building $341,347
2023	$10,307.00 (+1.44%)	$874,915 Land $546,822 Building $328,093
2022	$10,161.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications.

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