3563 15th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 3563 15th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,171 sqft · built 1978
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Apr 2022)
Tax Bill	$2,188 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-402-0130`

Property Details

APN / Parcel Number

Primary APN	`25-402-0130`
Alternative APNs	`25-00402-0130` `17174`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,171 sqft Living Area
1st Floor Area	1,171 sqft
Basement Area	1,070 sqft
Finished Basement	1,070 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Garage Area	728 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	252 sqft
Sauna	Sauna
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	17174
Street Address	3563 15TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 3, BLK 1
Legal Range	31W
Legal Township	35N
Legal Section	13
Legal Subdivision	VALLEY VIEW FIRST ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1008
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3563 15TH AVE SE, SAINT CLOUD, MN 56304-9540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed, Transfer · FHA Mortgage DATA MORTGAGE INC
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Apr 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 11, 2017	Quit Claim Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Jul 20, 2016 · Amount on Record
Deed Document Number	20221402014
Prior Transfer Date	Apr 16, 2020
Prior Transfer Doc	0000890092
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SHERBURNE MN
Recording Date	Apr 26, 2022
Property Address	3563 15TH AVE SE, SAINT CLOUD, MN 56304-9540
Document Number	0000941541
Instrument Date	Apr 22, 2022
Instrument	941541
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	CASUSO TITLE SERVICES LLC, CUSTOM TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3563 15TH AVE SE, SAINT CLOUD, MN 56304-9540

Mortgage

Document Number	0000941542
Date	Apr 26, 2022
Instrument	941542

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0000941543
Date	Apr 26, 2022
Instrument	941543

Lender

Name	NATIONAL HOMEBUYERS FUND INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2032

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	3563 15TH AVE SE, SAINT CLOUD, MN 56304-9540
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000928136
Date	Sep 21, 2021
Instrument	928136

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Apr 21, 2020
Property Address	3563 15TH AVE SE, SAINT CLOUD, MN 56304-9540
Document Number	0000890092
Instrument Date	Apr 16, 2020
Instrument	890092
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3563 15TH AVE SE ST CLOUD MN 563049540, ST CLOUD, MN 56304-9540

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Sep 11, 2017
Property Address	3563 15TH AVE SE, SAINT CLOUD, MN 56304-9540
Document Number	0000844792
Instrument Date	Aug 29, 2017
Instrument	844792
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3563 15TH AVE SE, SAINT CLOUD, MN 56304-9540

Mortgage

Document Number	0000844793
Date	Sep 11, 2017
Instrument	844793

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Aug 1, 2046

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,700 (+1.56%) Land $91,100 Building $194,600	$285,700 (+1.56%) Land $91,100 Building $194,600
2025	$2,188.00 (+12.9%)	$281,300 (+7.49%) Land $91,100 Building $190,200	$281,300 (+7.49%) Land $91,100 Building $190,200
2023	$1,938.00	$261,700 Land $80,500 Building $181,200
2021			$261,700 Land $80,500 Building $181,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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