3558 15th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 3558 15th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,284 sqft · built 1979
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`25-402-0220`

Property Details

APN / Parcel Number

Primary APN	`25-402-0220`
Alternative APNs	`25-00402-0220` `17181`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,284 sqft Living Area
1st Floor Area	1,284 sqft
Basement Area	946 sqft
Finished Basement	946 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Driveway
Patio Area	496 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	17181
Street Address	3558 15TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 4, BLK 2
Legal Range	31W
Legal Township	35N
Legal Section	13
Legal Subdivision	VALLEY VIEW FIRST ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1008
Census Tract	31500

Owner

3558 15th Ave SE is owned and occupied by two individuals who acquired it in April 2024.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3558 15TH AVE SE, SAINT CLOUD, MN 56304-9540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage ST CLOUD FCU
Apr 25, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 24, 2024
Transfer Doc	0000968862
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	3558 15TH AVE SE, SAINT CLOUD, MN 56304-9540
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3558 15TH AVE SE, SAINT CLOUD, MN 56304-9540

Mortgage

Document Number	0000967729
Date	Mar 26, 2024
Instrument	967729

Lender

Name	ST CLOUD FCU
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 22, 2029

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SHERBURNE MN
Recording Date	Apr 25, 2024
Property Address	3558 15TH AVE SE, SAINT CLOUD, MN 56304-9540
Document Number	0000968862
Instrument Date	Apr 24, 2024
Instrument	968862
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3558 15TH AVE SE, SAINT CLOUD, MN 56304-9540

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 3558 15th Ave SE was $2,048 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,000 (+3.88%) Land $79,500 Building $196,500	$276,000 (+3.88%) Land $79,500 Building $196,500
2025	$2,048.00	$265,700 Land $79,500 Building $186,200	$265,700 Land $79,500 Building $186,200
2023	$1,862.00	$250,800 Land $70,400 Building $180,400
2021			$250,800 Land $70,400 Building $180,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3558 15th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3558 15th Ave SE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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