3562 Kady Ave NE, Saint Michael, MN 55376 Property Records

Wright County property record for 3562 Kady Ave NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,034 sqft · built 2018
Lot Size	0.38 acres (16,589 sqft)
Owner	2 Individual Names on File
Last Sale	$435,890 (Jul 2018)
Tax Bill	$6,150 (2026)
Deeds & Mortgages	May 2023 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114-338-003060`

Property Details

APN / Parcel Number

Primary APN	`114-338-003060`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,034 sqft Living Area
1st Floor Area	1,616 sqft
Basement Area	1,160 sqft
Finished Basement	1,160 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	16,589 sqft (0.38 acres)
Garage Type	Attached
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3562 KADY AVE NE
City	SAINT MICHAEL
State	MN
Zip	55376-3090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 MORGENDAL 2ND ADDITION LOT-006 BLOCK-003 CK-003
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	MORGENDAL 2ND ADDITION
Legal Block	3
Legal Lot Number	6
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1031
Census Tract	100804

Owner

3562 Kady Ave NE is owned and occupied by two individuals who bought it in July 2018.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3562 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Line of Credit BELL BANK
May 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Oct 14, 2020	Deed of Trust, Mortgage · VA Mortgage BELL BANK
Jul 25, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jul 31, 2018	Warranty Deed, Subdivision Related Transfer DHI TITLE OF MINNESOTA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on File
Deed Sale	Jul 31, 2018 · Amount on File
Deed Document Number	20181376008
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	3562 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3652 KADY AVE NE ST, SAINT MICHAEL, MN 55376

Mortgage

Document Number	00A1531432
Date	May 26, 2023
Instrument	A1531432

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jun 15, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	3562 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3562 KADY AVE NE, SAINT MICHAEL, MN 55376-3090

Mortgage

Document Number	0001471807
Date	May 28, 2021
Instrument	1471807

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 15, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	3562 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE ONE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001443927
Date	Oct 14, 2020
Instrument	1443927

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	3562 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Document Number	0001401775
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3562 KADY AVE NE ST MICHAEL MN 553763090, ST MICHAEL, MN 55376-3090

Mortgage

Document Number	0001401775
Date	Aug 1, 2019
Instrument	1401775

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 31, 2018
Property Address	3562 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Document Number	0001376008
Instrument Date	Jul 31, 2018
Instrument	1376008
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2021
Title Company	DHI TITLE OF MINNESOTA INC

Transaction

Amount	Amount on Record
Tax	$1,438.44
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3562 KADY AVE NE, SAINT MICHAEL, MN 55376-3090

Tax Assessment & Valuation

The 2026 property tax bill for 3562 Kady Ave NE was $6,150.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,150.00	$522,600 (+1.01%) Land $75,000 Building $447,600	$522,600 (+1.01%) Land $75,000 Building $447,600
2025		$517,400 Land $77,000 Building $440,400	$517,400 Land $77,000 Building $440,400
2023	$6,114.00 (-1.58%)	$591,400 Land $90,800 Building $500,600	$591,400 Land $90,800 Building $500,600
2022	$6,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3562 Kady Ave NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3562 Kady Ave NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Kady Ave NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures