3538 Kady Ave NE, Saint Michael, MN 55376 Property Records

Wright County property record for 3538 Kady Ave NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,295 sqft · built 2017
Lot Size	0.288 acres (12,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jan 2023)
Tax Bill	$5,258 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-338-003090`

Property Details

APN / Parcel Number

Primary APN	`114-338-003090`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,295 sqft Living Area
1st Floor Area	1,326 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,544 sqft (0.288 acres)
Garage Type	Attached
Garage Area	1,050 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3538 KADY AVE NE
City	SAINT MICHAEL
State	MN
Zip	55376-3090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 MORGENDAL 2ND ADDITION LOT-009 BLOCK-003 CK-003
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	MORGENDAL 2ND ADDITION
Legal Block	3
Legal Lot Number	9
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1031
Census Tract	100804

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3538 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORE BANK
Jun 22, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2023 · Amount on Record
Deed Sale	Jan 19, 2023 · Amount on Record
Prior Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	20231507706
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 3, 2023
Property Address	3538 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Document Number	00A1525444
Instrument Date	Jan 19, 2023
Instrument	A1525444
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	ARDEN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3538 KADY AVE NE, SAINT MICHAEL, MN 55376-3090

Mortgage

Document Number	00A1525445
Date	Feb 3, 2023
Instrument	A1525445

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	3538 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MINNESOTA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001441531
Date	Sep 24, 2020
Instrument	1441531

Lender

Name	CORE BANK
Type	Bank
Address	OMAHA, NE 68118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 22, 2018
Property Address	3538 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Document Number	0001373126
Instrument Date	Mar 23, 2018
Instrument	1373126
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 13, 2021
Title Company	TITLE RECORDING SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,171.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3538 KADY AVE NE, SAINT MICHAEL, MN 55376-3090

Mortgage

Document Number	0001373127
Date	Jun 22, 2018
Instrument	1373127

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,258.00 (+0.73%)	$447,400 (-0.67%) Land $75,000 Building $372,400	$447,400 (-0.67%) Land $75,000 Building $372,400
2025		$450,400 (-12.25%) Land $77,000 Building $373,400	$450,400 (-12.25%) Land $77,000 Building $373,400
2023	$5,220.00 (+10.13%)	$513,300 Land $90,800 Building $422,500	$513,300 Land $90,800 Building $422,500
2022	$4,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Kady Ave NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures