St. Louis County property record for 3562 Fectos Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,512 sqft · built 2010 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Trust Name on File |
| Last Sale | $350,000 (Nov 2016) |
| Tax Bill | $5,826 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0010-00685 |
| Primary APN | 387-0010-00685 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Gross Area |
| 1st Floor Area | 1,512 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Area | 2,388 sqft |
| Deck Area | 108 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1019633 |
|---|---|
| Street Address | 3562 FECTOS RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8164 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | THAT PART OF GOVT LOT 7, DESCRIBED ASFOLLOWS: ASSUMING THE WEST LINE OF SAID GOVT7 TO BEAR NORTH/SOUTH AND COMMENCING AT |
| Legal Range | 16W |
| Legal Township | 62N |
| Legal Section | 05 |
| Legal Subdivision | GREENWOOD TOWN OF |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1262 |
| Census Tract | 15502 |
3562 Fectos Rd, a residential property, is held in a trust since November 2016.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7304 STAGECOACH TRL, CIRCLE PINES, MN 55014-3049 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2016 · Amount on File |
| Deed Sale | Nov 10, 2016 · Amount on File |
| Deed Document Number | 2016978375 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3562 FECTOS RD, TOWER, MN 55790-8164 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001038196 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 1038196 |
| Name | SMW FCU |
|---|---|
| Type | Credit Union |
| Address | CIRCLE PINES, MN 55014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Jan 1, 2041 |
The 2026 property tax bill for 3562 Fectos Rd was $5,826, up 25% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,826.00 (+24.97%) | ||
| 2025 | $4,662.00 (+4.76%) | $616,900 (+13.42%) Land $155,500 Building $461,400 | $616,900 (+13.42%) Land $155,500 Building $461,400 |
| 2024 | $4,450.00 | $543,900 Land $140,100 Building $403,800 | $543,900 Land $140,100 Building $403,800 |
| 2022 | $474,500 Land $126,100 Building $348,400 | $474,500 Land $126,100 Building $348,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3562 Fectos Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3562 Fectos Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 70 / 3 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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