3559 Fectos Rd, Tower, MN 55790 Property Records

St. Louis County property record for 3559 Fectos Rd, Tower, MN 55790

Property Summary

Property TypeSeasonal / Vacation Home
Details3 ba
Lot Size3.04 acres (132,422 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Jun 2013)
Tax Bill$2,026 (2026)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN387-0010-00692

Property Details

APN / Parcel Number

Primary APN387-0010-00692
Alternative APN
  • 977623

Interior

Full Baths3 Baths
Stories2 Stories

Exterior

Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area132,422 sqft (3.04 acres)
Garage Area5,952 sqft
Deck Area144 sqft

Location & Zoning

Account Number977623
Street Address3559 FECTOS RD
CityTOWER
StateMN
Zip55790-8165
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionPART OF LOT 7 COMM AT SW COR OF LOT 7 THENCEN ALONG W LINE 1233.27 FT THENCE E 857.40 FTTO PT OF BEG THENCE N79DEG17'00"E
Legal Range16W
Legal Township62N
Legal Section05
Legal SubdivisionGREENWOOD TOWN OF
Legal Lot Number7
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1262
Census Tract15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2262 180TH ST, BOONE, IA 50036-7418
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2013 · Amount on Record
Deed SaleJun 18, 2013 · Amount on Record
Prior SaleNov 14, 2011 · Amount on Record
Deed Document Number2013932092
Prior Transfer DateJan 28, 2004
Prior Transfer Doc0000775536
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3559 FECTOS RD, TOWER, MN 55790-8165
Document Number00T1021611
Instrument DateMar 16, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3559 FECTOS RD TOWER MN 557908165, TOWER, MN 55790-8165

Mortgage

Document Number00T1021611
DateMar 19, 2020
InstrumentT1021611
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueMar 18, 2050
Interest
Rate TypeAdjustable Rate
Rate2.62%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,026.00 (+67.72%)
2025$1,208.00 (+4.32%)$230,900 (+53.42%) Land $70,000 Building $160,900$230,900 (+53.42%) Land $70,000 Building $160,900
2024$1,158.00$150,500 (+15.41%) Land $60,700 Building $89,800$150,500 (+15.41%) Land $60,700 Building $89,800
2022$130,400 Land $52,800 Building $77,600$130,400 Land $52,800 Building $77,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
70 / 3
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fectos Rd

Nearby Streets

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