3561 Terramore Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3561 Terramore Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,886 sqft · built 2009
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$528,600 (Aug 2015)
Tax Bill	$6,050 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-05-25-B-2`

Property Details

APN / Parcel Number

Primary APN	`26-36-05-25-B-2`
Alternative APNs	`26-36-05-25-0000B.0-0002.00` `2628721`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,886 sqft Living Area
Gross Area	4,561 sqft
1st Floor Area	2,886 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Width	185 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	813 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	742 sqft
Deck Area	982 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2628721
Street Address	3561 TERRAMORE DR
City	MELBOURNE
State	FL
Zip	32940-8026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TERRAMORE SUBDIVISION LOT 2 BLK B
Legal Range	36E
Legal Township	26S
Legal Section	05
Legal Subdivision	TERRAMORE SUBDIVISION
Legal Block	B
Legal Lot Number	2
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1018
Census Tract	71201

Owner

3561 Terramore Dr is owned and occupied by two individuals who bought it in August 2015.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3561 TERRAMORE DR, MELBOURNE, FL 32940-8026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2015 · Amount on File
Deed Sale	Aug 17, 2015 · Amount on File
Prior Sale	Oct 5, 2006 · Amount on File
Deed Document Number	2015162242
Deed Book / Page	7431 / 1576
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3561 TERRAMORE DR, MELBOURNE, FL 32940-8026
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3561 TERRAMORE DR, MELBOURNE, FL 32940-8026

Mortgage

Document Number	0091230121
Date	May 14, 2021
Book Page	9123/121
Instrument	2021125851

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Apr 1, 2046

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3561 TERRAMORE DR, MELBOURNE, FL 32940-8026
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085631192
Date	Oct 15, 2019
Book Page	8563/1192
Instrument	2019225052

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	316 Months
Due	Feb 1, 2046

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3561 TERRAMORE DR, MELBOURNE, FL 32940-8026
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088392453
Date	Aug 28, 2020
Book Page	8839/2453
Instrument	2020187064

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	306 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 3561 Terramore Dr was $6,050 with exemptions applied.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,210 (+2.7%)	$678,800 (-2.36%)
2025	$6,050.00 Homeowner's exemption Veteran's exemption	$460,770	$695,210
2023	$5,577.00 (+7.27%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$434,750 (+3%)	$695,940 (+12.98%) Land $137,500 Building $558,440
2022	$5,199.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$422,090	$615,980 Land $121,000 Building $494,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3561 Terramore Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3561 Terramore Dr is moderate, ranking above 63% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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