3552 Terramore Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3552 Terramore Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,558 sqft · built 2012
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Mar 2025)
Tax Bill	$4,328 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-36-05-25-A-20`

Property Details

APN / Parcel Number

Primary APN	`26-36-05-25-A-20`
Alternative APNs	`26-36-05-25-0000A.0-0020.00` `2628704`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,558 sqft Living Area
Gross Area	3,467 sqft
1st Floor Area	2,558 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Width	75 ft Width
View / Lot	Conservation / Protected Area
Garage Type	Attached
Garage Area	570 sqft
Porch	Finished/Open Porch
Porch Area	339 sqft
Deck Area	531 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2628704
Street Address	3552 TERRAMORE DR
City	MELBOURNE
State	FL
Zip	32940-8025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TERRAMORE SUBDIVISION LOT 20 BLK A
Legal Range	36E
Legal Township	26S
Legal Section	05
Legal Subdivision	TERRAMORE SUBDIVISION
Legal Block	A
Legal Lot Number	20
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1017
Census Tract	71201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3552 TERRAMORE DR, MELBOURNE, FL 32940-8025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on Record
Deed Sale	Mar 3, 2025 · Amount on Record
Prior Sale	Apr 26, 2012 · Amount on Record
Deed Document Number	202541898
Deed Book / Page	10275 / 2619
Record Updated	Sep 20, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 3, 2025
Property Address	3552 TERRAMORE DR, MELBOURNE, FL 32940-8025
Document Number	0102752619
Book / Page	10275 / 2619
Map Reference	MB 54 PG 1
Instrument Date	Feb 26, 2025
Instrument	2025041898
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,005.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7184 WINTERSTONE CT, COLORADO SPRINGS, CO 80927-9650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3552 TERRAMORE DR, MELBOURNE, FL 32940-8025

Mortgage

Document Number	0102752621
Date	Mar 3, 2025
Instrument	10275/2621

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2040

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3552 TERRAMORE DR, MELBOURNE, FL 32940-8025
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3552 TERRAMORE DR, MELBOURNE, FL 32940-8025

Mortgage

Document Number	0100130228
Date	Mar 12, 2024
Book Page	10013/228
Instrument	2024050988

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,540 (+42.15%)	$562,980 (-2.41%)
2025	$4,328.00 (+9.35%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$326,100 (+5.99%)	$576,910 (+1.76%) Land $159,500 Building $417,410
2023	$3,958.00 (+7.35%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$307,680 (+3%)	$566,940 (+13.39%) Land $137,500 Building $429,440
2022	$3,687.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$298,720	$499,980 Land $121,000 Building $378,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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