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3560 Scoutoak Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 3560 Scoutoak Loop, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,757 sqft · built 1992
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Jan 2019)
Tax Bill$3,520 (2025)
Deeds & MortgagesMay 2021 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-21-31-504-0000-0320

Property Details

APN / Parcel Number

Primary APN35-21-31-504-0000-0320
Alternative APN
  • 21313550400000320

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,757 sqft Living Area
Gross Area2,198 sqft
1st Floor Area1,757 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area58 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3560 SCOUTOAK LOOP
CityOVIEDO
StateFL
Zip32765-5106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 32 HERONWOOD AT CARILLON PB 42 PGS 94 TO 97
Legal Range31E
Legal Township21S
Legal Section35
Legal SubdivisionHERONWOOD AT CARILLON
Legal Tract504
Legal Lot Number32
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2012
Census Tract21316

Owner

3560 Scoutoak Loop is owned and occupied by two individuals who bought it in January 2019.

Source: Seminole County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address3560 SCOUTOAK LOOP, OVIEDO, FL 32765-5106
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Apr 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jan 8, 2019Warranty Deed, Transfer · Conventional with PMI
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2019 · Amount on File
Deed SaleJan 8, 2019 · Amount on File
Prior SaleMar 27, 2013 · Amount on File
Deed Document Number20192158
Deed Book / Page9278 / 1185
Prior Transfer DateOct 1, 2004
Prior Transfer Doc0056080225
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3560 SCOUTOAK LOOP, OVIEDO, FL 32765-5106
Transaction TypeMortgage
Record UpdatedJun 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3560 SCOUTOAK LOOP, OVIEDO, FL 32765-5106

Mortgage

Document Number0099260956
DateMay 11, 2021
Book Page9926/956
Instrument2021061839
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3560 SCOUTOAK LOOP, OVIEDO, FL 32765-5106
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0093341557
DateApr 15, 2019
Book Page09334/1557
Instrument2019038960
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10006
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2049

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJan 8, 2019
Property Address3560 SCOUTOAK LOOP, OVIEDO, FL 32765-5106
Document Number0092781185
Book / Page009278 / 001185
Instrument DateDec 31, 2018
Instrument2158
Transaction TypeTransfer
Record UpdatedJan 18, 2019
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4250 ALAFAYA TRAILSTE 212-228 OVIEDO FL 32765, OVIEDO, FL 32765

Mortgage

Document Number92781187
DateJan 8, 2019
Book Page009278/001187
Instrument2159
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3560 Scoutoak Loop was $3,520 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,520.00 Homeowner's exemption$263,304$377,807 Land $120,000 Building $257,807
2023$3,250.00 (+2.52%) Homeowner's exemption$248,430 (+3%)$356,118 (+15.42%) Land $115,000 Building $241,118
2022$3,170.00 Homeowner's exemption$241,194$308,544 Land $100,000 Building $208,544

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3560 Scoutoak Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies56 units insured
incl. 18 condo units
Nearby Flood Claims3 (2011–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3560 Scoutoak Loop is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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