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3560 Echo Spring Trl, Dayton, OH 45429 Property Records

Montgomery County property record for 3560 Echo Spring Trl, Dayton, OH 45429

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,520 sqft · built 1954
Lot Size0.419 acres (18,295 sqft)
OwnerIndividual Name on File
Last Sale$206,000 (Dec 2018)
Tax Bill$4,673 (2024)
Deeds & MortgagesDec 2019 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNN64 01205 0005

Property Details

APN / Parcel Number

Primary APNN64 01205 0005

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,520 sqft Living Area
1st Floor Area1,520 sqft
Game RoomGame Room
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Architectural StyleRanch
Exterior MaterialBrick
Lot Area18,295 sqft
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area392 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3560 ECHO SPRING TRL
CityDAYTON
StateOH
Zip45429-1218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description21 BIG HILL 2
Legal SubdivisionBIG HILL 2
Legal Lot Number5
JurisdictionMONTGOMERY OH
Township / Civil DivisionKETTERING
Census Block Group2
Census Block2015
Census Tract20200

Owner

Source: Montgomery County assessment roll, APN N64 01205 0005, as of January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3560 ECHO SPRING TRL, KETTERING, OH 45429-1218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2019Deed of Trust, Mortgage · VA Mortgage
WRIGHT-PATT CU
Dec 05, 2018Warranty Deed, Transfer · VA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 05, 2018 · Amount on Record
Deed SaleDec 05, 2018 · Amount on Record
Prior SaleNov 30, 2015 · Amount on Record
Deed Document Number2018-00070881
Record UpdatedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address3560 ECHO SPRING TRL, KETTERING, OH 45429-1218
Document Number0000072089
Instrument DateDec 17, 2019
Transaction TypeMortgage
Record UpdatedJan 15, 2020
Title CompanyHALLMARK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3560 ECHO SPRING TRL KETTERING OH 454291218, KETTERING, OH 45429-1218

Mortgage

Document Number0000072089
DateDec 24, 2019
Instrument72089
Lender
NameWRIGHT-PATT CU
TypeCredit Union
AddressBEAVERCREEK, OH 45431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 23, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateDec 05, 2018
Property Address3560 ECHO SPRING TRL, KETTERING, OH 45429-1218
Document Number0000070881
Instrument DateNov 29, 2018
Instrument70881
Transaction TypeTransfer
Record UpdatedDec 21, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$618.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3560 ECHO SPRING TRL KETTERING OH 454291218, KETTERING, OH 45429-1218

Mortgage

Document Number70882
DateDec 05, 2018
Instrument70882
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 04, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll as of January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityKettering City
Unified School DistrictKettering City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$93,690 (-) Land $22,990 Building $70,700
2024$4,673.00 (+0.02%)
2023$4,672.00 (+19.34%)$93,690 (+38.96%) Land $22,990 Building $70,700$267,680 (+38.96%) Land $65,680 Building $202,000
2022$3,915.00$67,420 Land $16,540 Building $50,880
2020$192,630 Land $47,250 Building $145,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), as of June 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 320 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Cincinnati Bell
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH5701315, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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