Montgomery County property record for 3521 Echo Spring Trl, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,610 sqft · built 1955 |
| Lot Size | 0.069 acres (3,049 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $280,000 (Dec 2013) |
| Tax Bill | $7,763 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 01205 0010 |
| Primary APN | N64 01205 0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Game Room | Game Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 3,049 sqft (0.069 acres) |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 210 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3521 ECHO SPRING TRL |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 25-26 PTS BIG HILL 2 12-5-17, 33-4-252 |
| Legal Subdivision | BIG HILL 2 |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 20200 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3521 ECHO SPRING TRL, DAYTON, OH 45429-1218 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2013 · Amount on Record |
| Deed Sale | Dec 2, 2013 · Amount on Record |
| Prior Sale | Aug 4, 2005 |
| Deed Document Number | 2013-00082585 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $122,130 (-) Land $22,990 Building $99,140 | ||
| 2024 | $7,763.00 (+2.75%) | ||
| 2023 | $7,555.00 (+113.06%) | $122,130 (+39.01%) Land $22,990 Building $99,140 | $348,930 (+39%) Land $65,680 Building $283,250 |
| 2022 | $3,546.00 | $87,860 Land $16,540 Building $71,320 | |
| 2020 | $251,030 Land $47,250 Building $203,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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