3560 E Lydius St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3560 E Lydius St, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1974
Lot Size	0.603 acres (26,300 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Sep 2018)
Tax Bill	$5,221 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013089 28.13-2-15`

Property Details

APN / Parcel Number

Primary APN	`013089 28.13-2-15`
Alternative APNs	`308902801300020150000000` `02801300020150000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	26,300 sqft (0.603 acres)
Lot Dimensions	263 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02801300020150000000
Street Address	3560 E LYDIUS ST
City	SCHENECTADY
State	NY
Zip	12303-3563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 3560 LYDIUS ST
Legal Subdivision	SILVER ACRES SUBDIVISION NO 1
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2033
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records · APN 013089 28.13-2-15

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3560 E LYDIUS ST, SCHENECTADY, NY 12303-3563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 06, 2020	Deed of Trust, Mortgage · Conventional with PMI SEFCU
Jul 24, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 24, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	201820243
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3560 E LYDIUS ST, SCHENECTADY, NY 12303-3563
Document Number	0000009513
Instrument Date	May 06, 2020
Transaction Type	Mortgage
Record Updated	Jul 09, 2020
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3560 E LYDIUS ST SCHENECTADY NY 123033563, SCHENECTADY, NY 12303-3563

Mortgage

Document Number	0000009513
Date	May 19, 2020
Instrument	9513

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jul 24, 2018
Property Address	3560 E LYDIUS ST, SCHENECTADY, NY 12303-3563
Document Number	0000006330
Map Reference	MAP4367 DR164
Instrument Date	Jul 18, 2018
Instrument	R2018-16330
Transaction Type	Transfer
Record Updated	Apr 07, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3560 E LYDIUS ST, 3560, SCHENECTADY, NY 12303-3563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 1ST ST APT 202, 202, WATERVLIET, NY 12189-3962

Mortgage

Document Number	0000006331
Date	Jul 24, 2018
Instrument	R2018-16331

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Jul 24, 2018
Property Address	3560 E LYDIUS ST, SCHENECTADY, NY 12303-3563
Document Number	0020186330
Book / Page	002018 / 016330
Instrument Date	Jul 18, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3560 E LYDIUS ST SCHENECTADY NY 123033563, SCHENECTADY, NY 12303-3563

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,221.00 (+11.82%)	$195,000 (-) Land $39,000 Building $156,000	$260,000 (+13.33%) Land $52,000 Building $208,000
2023		$195,000 (-) Land $39,000 Building $156,000	$229,412 (+7.06%) Land $45,882 Building $183,530
2022		$195,000 Land $39,000 Building $156,000	$214,286 Land $42,857 Building $171,429
2021	$4,669.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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