3548 E Lydius St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3548 E Lydius St, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1969
Square Footage	2,027 sqft Living Area
Lot Size	19,435 sqft (0.446 acres)
Occupancy	Owner Occupied
Last Sale	$325,000 (2021)
Tax Bill	$6,292.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`013089 28.13-2-12`
Alternative APNs	`308902801300020120000000` `02801300020120000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,027 sqft Living Area
1st Floor	1,143 sqft 1st Floor
2nd Floor	884 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	19,435 sqft (0.446 acres)
Depth X Width	169 ft x 115 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	552 sqft Garage
Porch Area	424 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	02801300020120000000
Street Address	3548 E LYDIUS ST
City	SCHENECTADY
State	NY
Zip	12303-3563
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 9 3548 LYDIUS ST
Legal Subdivision	SILVER ACRES SUBDIVISION NO 1
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	ALBANY NY
Minor Civil Division	GUILDERLAND
Census Blockgroup	2
Census Block	2033
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records · APN 013089 28.13-2-12

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3548 E LYDIUS ST, SCHENECTADY, NY 12303-3563
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Deed Doc Number	202134752
Record Refreshed	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3548 E LYDIUS ST, SCHENECTADY, NY 12303-3563
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3548 E LYDIUS ST, SCHENECTADY, NY 12303-3563

Mortgage

Document Number	0000004753
Date	Nov 16, 2021
Instrument	R2021-34753

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,292.00 (+23.03%)	$235,000 (-) Land $47,000 Building $188,000	$313,333 (+13.33%) Land $62,667 Building $250,666
2023		$235,000 (-) Land $47,000 Building $188,000	$276,471 (+7.06%) Land $55,294 Building $221,177
2022		$235,000 Land $47,000 Building $188,000	$258,242 Land $51,648 Building $206,594
2021	$5,114.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.