3560 Cindys Ln, Sebring, FL 33870 Property Records

Highlands County property record for 3560 Cindys Ln, Sebring, FL 33870

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,285 sqft · built 1981
Lot Size	2.21 acres (96,268 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Feb 2018)
Tax Bill	$1,131 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-16-34-29-020-0000-0171`

Property Details

APN / Parcel Number

Primary APN	`C-16-34-29-020-0000-0171`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,285 sqft Living Area
1st Floor Area	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	96,268 sqft (2.21 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	344 sqft
Deck Area	500 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3560 CINDYS LN
City	SEBRING
State	FL
Zip	33870-6893
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AU
Legal Description	CINDYS GROVES UNIT 2 PB 12 PG 37 E 166.84 FT OF LOT 17 LESS N 140 FT OF W 68.84 FT THEREOF 2.25 ACRES
Legal Range	29E
Legal Township	34S
Legal Section	16
Legal Subdivision	CINDYS GROVES UNIT 2
Legal Lot Number	17
Legal Unit	2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1006
Census Tract	960900

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3560 CINDYS LN, SEBRING, FL 33870-6893
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Feb 2, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2018 · Amount on Record
Deed Sale	Feb 2, 2018 · Amount on Record
Prior Sale	Dec 12, 2017
Deed Document Number	1882897
Deed Book / Page	2619 / 0942
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3560 CINDYS LN, SEBRING, FL 33870-6893
Document Number	0001999948
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3560 CINDYS LN SEBRING FL 338706893, SEBRING, FL 33870-6893

Mortgage

Document Number	0001999948
Date	Sep 24, 2020
Book Page	002774/001376
Instrument	1999948

Lender

Name	NEWREZ LLC
Address	WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2035

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 2, 2018
Property Address	3560 CINDYS LN, SEBRING, FL 33870-6893
Document Number	0001882897
Book / Page	2619 / 0942
Map Reference	MB12 PG37
Instrument Date	Feb 1, 2018
Instrument	1882897
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3550 CINDYS LN, 3550, SEBRING, FL 33870-6893

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3560 CINDYS LN, SEBRING, FL 33870-6893

Mortgage

Document Number	0001882898
Date	Feb 2, 2018
Instrument	1882898

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 12, 2017
Property Address	3560 CINDYS LN, SEBRING, FL 33870-6893
Document Number	0001876375
Book / Page	002611 / 001038
Instrument Date	Dec 12, 2017
Instrument	1876375
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3560 CINDYS LN SEBRING FL 338706893, SEBRING, FL 33870-6893

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,456 (+9.41%) Land $31,172 Building $69,284	$190,365 (+20.69%)
2024	$1,131.00 (+4.92%)
2023	$1,078.00 (+3.26%) Homeowner's exemption	$91,813 (+3%)	$157,736 (+15.5%) Land $18,000 Building $139,736
2022	$1,044.00 Homeowner's exemption	$89,139	$136,569 Land $18,000 Building $118,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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