3500 Cindys Ln, Sebring, FL 33870 Property Records

Highlands County property record for 3500 Cindys Ln, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,396 sqft · built 1993
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$334,900 (Jan 2024)
Tax Bill	$3,280 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C164902000000181`

Property Details

APN / Parcel Number

Primary APN	`C164902000000181`
Alternative APN	`C-16-34-29-020-0000-0181`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,396 sqft Living Area
1st Floor Area	1,982 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	635 ft deep x 137 ft wide
Garage Type	Finished
Garage Area	612 sqft
Driveway	Driveway
Driveway Area	1,440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	88 sqft
Patio Area	88 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C164902000000181
Street Address	3500 CINDYS LN
City	SEBRING
State	FL
Zip	33870-6893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	CINDYS GROVES UNIT 2 PB 12 PG 37 WLY 137.31 FT OF LOT 18
Legal Range	29E
Legal Township	34S
Legal Section	16
Legal Subdivision	CINDYS GROVES UNIT 2
Legal Lot Number	18
Legal Unit	2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1006
Census Tract	960900

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3500 CINDYS LN, SEBRING, FL 33870-6893
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jun 7, 2017	Deed of Trust, Mortgage · FHA Mortgage SYNERGY ONE LENDING
May 25, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Prior Sale	Jul 1, 2015
Deed Document Number	2186830
Deed Book / Page	3021 / 1229
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 22, 2024
Property Address	3500 CINDYS LN, SEBRING, FL 33870-6893
Document Number	0002186830
Book / Page	3021 / 1229
Map Reference	MB 12 PG 37
Instrument Date	Jan 16, 2024
Instrument	2186830
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	NU WORLD TITLE/DAVIE LLC, NU WORLD TITLE OF DAVIE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,344.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1935 FISH BRANCH RD, ZOLFO SPRINGS, FL 33890-2777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 CINDYS LN, SEBRING, FL 33870-6893

Mortgage

Document Number	0030211231
Date	Jan 22, 2024
Instrument	3021/1231

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3500 CINDYS LN, SEBRING, FL 33870-6893
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001855425
Date	Jun 7, 2017
Book Page	2584/0362
Instrument	1855425

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.47%
Type Change Date	Jun 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year CMT
Max Rate	5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3500 CINDYS LN, SEBRING, FL 33870-6893
Document Number	0001855426
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 CINDYS LN SEBRING FL 338706893, SEBRING, FL 33870-6893

Mortgage

Document Number	0001855426
Date	Jun 7, 2017
Book Page	002584/000378
Instrument	1855426

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jun 6, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.47%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$248,187 (+145.91%) Land $35,000 Building $213,187	$248,187 (+15.7%) Land $35,000 Building $213,187
2024	$3,280.00 (+290.01%)
2023	$841.00 (-3.33%) Homeowner's exemption Widower's exemption	$100,924 (+3%)	$214,518 (+15.53%) Land $16,000 Building $198,518
2022	$870.00 Homeowner's exemption Widower's exemption	$97,984	$185,685 Land $16,000 Building $169,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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