356 Wise Rd, Franklin, TN 37064 Property Records

Williamson County property record for 356 Wise Rd, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,792 sqft · built 2007
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Apr 2009)
Tax Bill	$4,661 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`094106K A 04200`

Property Details

APN / Parcel Number

Primary APN	`094106K A 04200`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Stories	2 Stories
Building Area	3,792 sqft
Gross Area	6,931 sqft
1st Floor Area	2,281 sqft
2nd Floor Area	1,511 sqft
Attic	Attic
Attic Area	858 sqft
Basement Area	2,281 sqft
Finished Basement	1,916 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Roof Material	Asphalt
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	512 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	356 WISE RD
City	FRANKLIN
State	TN
Zip	37064-8316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD HIGHLANDS @ LADD PARK PB 46 PG 78 LOT 0065 SUBD SEC 3
Legal Subdivision	HIGHLANDS @ LADD PARK
Legal Lot Number	65
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4050
Census Tract	51002

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	356 WISE RD, FRANKLIN, TN 37064-8316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2009 · Amount on Record
Deed Sale	Apr 17, 2009 · Amount on Record
Deed Document Number	09017267
Deed Book / Page	4793 / 0517
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	356 WISE RD, FRANKLIN, TN 37064-8316
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 WISE RD, FRANKLIN, TN 37064-8316

Mortgage

Document Number	0094310829
Date	Mar 7, 2024
Book Page	9431/829
Instrument	24006166

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 27, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,661.00 (-45.29%)	$297,625 (+50.62%) Land $68,750 Building $228,875	$1,190,500 (+50.62%) Land $275,000 Building $915,500
2024	$8,520.00 (+1%)
2023	$4,260.00	$197,600 (-) Land $27,500 Building $170,100	$790,400 (-) Land $110,000 Building $680,400
2022	$4,260.00	$197,600 Land $27,500 Building $170,100	$790,400 Land $110,000 Building $680,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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