327 Wise Rd, Franklin, TN 37064 Property Records

Williamson County property record for 327 Wise Rd, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,245 sqft · built 2007
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Jun 2024)
Tax Bill	$4,128 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`106K-A-040.00-000`

Property Details

APN / Parcel Number

Primary APN	`106K-A-040.00-000`
Alternative APNs	`094106K A 04000` `231369`

Interior

Full Baths	5 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	4,245 sqft Living Area
Gross Area	4,926 sqft
1st Floor Area	4,245 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	125 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	681 sqft
Driveway	Driveway
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	327 WISE RD
City	FRANKLIN
State	TN
Zip	37064-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD HIGHLANDS @ LADD PARK PB 46 PG 78 LOT 0058 SUBD SEC 3
Legal Subdivision	HIGHLANDS @ LADD PARK
Legal Lot Number	0058
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4119
Census Tract	51002

Owner

Source: Williamson County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	327 WISE RD, FRANKLIN, TN 37064-8317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC
Feb 13, 2023	Warranty Deed, Transfer · Conventional Mortgage STUDIO BANK
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage F & M BANK
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit FRANKLIN SYNERGY BANK
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage SHELTER LNDG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	Feb 13, 2023 · Amount on Record
Deed Document Number	202417252
Deed Book / Page	9500 / 196
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 12, 2026
Property Address	327 WISE RD, FRANKLIN, TN 37064-8317
Document Number	0000021057
Book / Page	10053 / 233
Instrument Date	Jun 5, 2026
Instrument	202621057
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	GUARANTEE TITLE, GUARANTEED RATE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 WISE RD, FRANKLIN, TN 37064-8317

Mortgage

Document Number	0000021057,
Date	Jun 12, 2026
Book Page	10053/233
Instrument	202621057

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Feb 13, 2023
Property Address	327 WISE RD, FRANKLIN, TN 37064-8317
Document Number	0091930688
Book / Page	9193 / 688
Map Reference	MB P46 PG 64
Instrument Date	Feb 9, 2023
Instrument	23003733
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 WISE RD, FRANKLIN, TN 37064-8317

Mortgage

Document Number	0023003734
Date	Feb 13, 2023
Instrument	23003734

Lender

Name	STUDIO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	May 26, 2021
Property Address	327 WISE RD, FRANKLIN, TN 37064-8317
Document Number	0085720104
Book / Page	8572 / 104
Map Reference	MB P46 PG 64
Instrument Date	May 20, 2021
Instrument	21032143
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRIDGEHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,385.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 WISE RD, FRANKLIN, TN 37064-8317

Mortgage

Document Number	21032144
Date	May 26, 2021
Instrument	21032144

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	327 WISE RD, FRANKLIN, TN 37064-8317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079430043
Date	Apr 1, 2020
Book Page	7943/43
Instrument	20014356

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jul 27, 2020
Property Address	327 WISE RD, FRANKLIN, TN 37064-8317
Document Number	0081070190
Book / Page	008107 / 000190
Instrument Date	Jul 16, 2020
Instrument	38281
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,486.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 WISE RD FRANKLIN TN 370648317, FRANKLIN, TN 37064-8317

Mortgage

Document Number	81070192
Date	Jul 27, 2020
Book Page	008107/000192
Instrument	38282

Lender

Name	SHELTER LNDG SVCS
Address	BROWN DEER, WI 53209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,128.00 (+10.7%)	$263,625 (+52.45%) Land $68,750 Building $194,875	$1,054,500 (+52.45%) Land $275,000 Building $779,500
2024	$3,729.00
2023	$3,729.00	$172,925 (-) Land $27,500 Building $145,425	$691,700 (-) Land $110,000 Building $581,700
2022	$3,729.00	$172,925 Land $27,500 Building $145,425	$691,700 Land $110,000 Building $581,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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