356 Windy Gap Rd, Franklin, NC 28734 Property Records

Macon County property record for 356 Windy Gap Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1950
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$128,500 (Feb 2026)
Tax Bill	$682 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6585741480`

Property Details

APN / Parcel Number

Primary APN	`6585741480`
Alternative APN	`143439`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Heated Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	14,375 sqft (0.33 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	143439
Street Address	356 WINDY GAP RD
City	FRANKLIN
State	NC
Zip	28734-8669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR1
Legal Description	WINDY GAP
Legal Subdivision	ALMOND COVE SUBDIVISION
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1013
Census Tract	970302

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	356 WINDY GAP RD, FRANKLIN, NC 28734-8669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Oct 15, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	20261139
Deed Book / Page	G- / 44.348
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Feb 24, 2026
Property Address	356 WINDY GAP RD, FRANKLIN, NC 28734-8669
Document Number	000G44/348
Book / Page	G-44 / 348
Map Reference	MB W-38 PG 291-293
Instrument Date	Feb 12, 2026
Instrument	2026001139
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1776, FRANKLIN, NC 28744-1776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 WINDY GAP RD, FRANKLIN, NC 28734-8669

Mortgage

Document Number	000G44/351
Date	Feb 24, 2026
Book Page	G-44/351
Instrument	2026001140

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	899 NW 62ND ST, FT LAUDERDALE, FL 33309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 15, 2018
Property Address	356 WINDY GAP RD, FRANKLIN, NC 28734-8669
Document Number	W38/0291
Book / Page	W-38 / 0291
Instrument Date	Oct 3, 2018
Instrument	2018007150
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	356 WINDY GAP RD, FRANKLIN, NC 28734-8669

Mortgage

Document Number	2018007151
Date	Oct 15, 2018
Instrument	2018007151

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$682.00	$165,350 (-) Land $25,840 Building $139,510	$165,350 (-) Land $25,840 Building $139,510
2025	$682.00 (+6.4%)	$165,350 (-) Land $25,840 Building $139,510	$165,350 (-) Land $25,840 Building $139,510
2023	$641.00	$165,350 Land $25,840 Building $139,510	$165,350 Land $25,840 Building $139,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Mar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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