Lorain County property record for 356 University Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,098 sqft · built 1964 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,000 (Aug 2005) |
| Tax Bill | $3,777 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-107-044 |
| Primary APN | 06-25-003-107-044 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,098 sqft Living Area |
| Gross Area | 2,338 sqft |
| 1st Floor Area | 1,016 sqft |
| Basement Area | 866 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 32 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 356 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIV HTS 3 60.00 X 140.00 S/L 194 |
| Legal Subdivision | UNIV HTS 3 |
| Legal Tract | 25 |
| Legal Block | 107 |
| Legal Lot Number | 194 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 71100 |
Source: Lorain County records, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 356 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 1, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Aug 3, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2005 · Amount on Record |
| Deed Sale | Aug 24, 2005 · Amount on Record |
| Prior Sale | Aug 22, 2005 · Amount on Record |
| Deed Document Number | 200593402 |
| Last Transfer Date | Feb 17, 2009 |
| Transfer Doc | 20090284336 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 356 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
| Document Number | 0000763721 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 356 UNIVERSITY AVE ELYRIA OH 440357154, ELYRIA, OH 44035-7154 |
| Document Number | 0000763721 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 763721 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 356 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
| Document Number | 0000639695 |
| Instrument Date | Aug 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Title Company | PERFORMANCE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 356 UNIVERSITY AVE ELYRIA OH 440357154, ELYRIA, OH 44035-7154 |
| Document Number | 0000639695 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 639695 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2047 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,777.00 (-0.47%) Homeowner's exemption | $80,210 (-) Land $11,800 Building $68,410 | $229,170 (-) Land $33,700 Building $195,470 |
| 2024 | $3,795.00 (+13.45%) | $80,210 (+30.64%) Land $11,795 Building $68,415 | $229,170 (+30.64%) Land $33,700 Building $195,470 |
| 2023 | $3,345.00 (+0.36%) | $61,397 (+0.01%) Land $10,283 Building $51,114 | $175,420 (-) Land $29,380 Building $146,040 |
| 2022 | $3,333.00 | $61,390 Land $10,280 Building $51,110 | |
| 2021 | $175,420 Land $29,380 Building $146,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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