Lorain County property record for 351 University Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,930 sqft · built 1964 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Owner Name on File |
| Last Sale | $108,000 (Jul 2014) |
| Tax Bill | $1,483 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-109-010 |
| Primary APN | 06-25-003-109-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,930 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| 2nd Floor Area | 850 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 540 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 351 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS 3 70 X 140 |
| Legal Subdivision | UNIVERSITY HEIGHTS |
| Legal Tract | 25 |
| Legal Block | 109 |
| Legal Lot Number | 214 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 71100 |
The current owner of 351 University Ave bought it in July 2014.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 351 UNIVERSITY AVE, ELYRIA, OH 44035-7153 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed of Trust, Mortgage · VA Mortgage BETTER LENDING LLC |
| Aug 7, 2019 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS/CO |
| Last Sale | Jul 18, 2014 · Amount on File |
|---|---|
| Deed Sale | Jul 18, 2014 · Amount on File |
| Deed Document Number | 2014002898 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 351 UNIVERSITY AVE, ELYRIA, OH 44035-7153 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000928350 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 2023-0928350 |
| Name | BETTER LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCHAUMBURG, IL 60195 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 351 UNIVERSITY AVE, ELYRIA, OH 44035-7153 |
| Document Number | 0000731254 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Title Company | TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 351 UNIVERSITY AVE ELYRIA OH 440357153, ELYRIA, OH 44035-7153 |
| Document Number | 0000731254 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 731254 |
| Name | MORTGAGE SOLUTIONS/CO |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 22, 2049 |
The 2025 property tax bill for 351 University Ave was $1,483, down 56.9% from the year before.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,483.00 (-56.91%) | $72,590 (+%) Land $13,760 Building $58,830 | $207,390 (-) Land $39,310 Building $168,080 |
| 2024 | $3,442.00 (-4.1%) | $72,587 (+11.46%) Land $13,759 Building $58,828 | $207,390 (+11.46%) Land $39,310 Building $168,080 |
| 2023 | $3,589.00 (+0.59%) | $65,121 (+%) Land $11,998 Building $53,123 | $186,060 Land $34,280 Building $151,780 |
| 2022 | $3,568.00 | $65,120 Land $12,000 Building $53,120 | |
| 2021 | $186,060 Land $34,280 Building $151,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 351 University Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 351 University Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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