356 Summit Ave, Watkins Glen, NY 14891 Property Records

Schuyler County and Reading Town property record for 356 Summit Ave, Watkins Glen, NY 14891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,112 sqft · built 1973
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (May 2024)
Tax Bill	$4,343 (2026)
Deeds & Mortgages	Jun 2020 Refinance Jun 2014 Mortgage + 3 more
APN	`443201 64.08-2-3`

Property Details

APN / Parcel Number

Primary APN	`443201 64.08-2-3`
Alternative APNs	`44320106400800030570000000` `701-0550-14`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	136 ft deep x 193 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	356 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	701-0550-14
Street Address	356 SUMMIT AVE
City	WATKINS GLEN
State	NY
Zip	14891-1049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Description	INCLUDES 64.8-1-35 IN 443289
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	SCHUYLER NY
Township / Civil Division	READING
Census Block Group	2
Census Block	2084
Census Tract	950200

Owner

Source: Schuyler County and Reading Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	356 SUMMIT AVE, WATKINS GLEN, NY 14891-1049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHEMUNG CANAL TRUST CO
Jun 24, 2014	Deed of Trust, Mortgage CHEMUNG CANAL TRUST CO
May 13, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Jun 24, 2020	Warranty Deed, Transfer
Jun 23, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Feb 5, 2014 · Amount on Record
Deed Document Number	2024742
Deed Book / Page	425 / 364
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	401/9
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHUYLER NY
Property Address	356 SUMMIT AVE, WATKINS GLEN, NY 14891-1049
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000554/296
Date	Jun 23, 2020
Book Page	554/296
Instrument	1026

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHUYLER NY
Property Address	356 SUMMIT AVE, WATKINS GLEN, NY 14891-1049
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000492/0000000212
Date	Jun 24, 2014
Book Page	0000000492/0000000212

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	235 Months
Due	Jan 1, 2034

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHUYLER NY
Recording Date	May 13, 2024
Property Address	356 SUMMIT AVE, WATKINS GLEN, NY 14891-1049
Document Number	000425/364
Book / Page	425 / 364
Instrument Date	Apr 18, 2024
Instrument	742
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	356 SUMMIT AVE, WATKINS GLEN, NY 14891-1049

Mortgage

Document Number	0000000743
Date	May 13, 2024
Instrument	743

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHUYLER NY
Recording Date	Jun 24, 2020
Property Address	356 SUMMIT AVE, WATKINS GLEN, NY 14891-1049
Document Number	401/9
Book / Page	401 / 9
Instrument Date	Jun 12, 2020
Instrument	1036
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 SUMMIT AVE, WATKINS GLEN, NY 14891-1049

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHUYLER NY
Recording Date	Jun 23, 2020
Property Address	356 SUMMIT AVE, WATKINS GLEN, NY 14891-1049
Document Number	401/5
Book / Page	401 / 5
Instrument Date	Jun 12, 2020
Instrument	1025
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 SUMMIT AVE, WATKINS GLEN, NY 14891-1049

Tax Assessment & Valuation

Source: Schuyler County and Reading Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schuyler County
County Subdivision	Reading Town
Unified School District	Watkins Glen Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,343.00 (+252.23%)
2025	$1,233.00	$216,400 (+56.81%) Land $70,300 Building $146,100	$221,900 (+23.81%) Land $72,087 Building $149,813
2023		$138,000 Land $46,000 Building $92,000	$179,221 Land $59,740 Building $119,481

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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