348 Summit Ave, Watkins Glen, NY 14891 Property Records

Schuyler County and Reading Town property record for 348 Summit Ave, Watkins Glen, NY 14891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,949 sqft · built 2018
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Mar 2021)
Tax Bill	$10,244 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Mar 2021 Sale & Mortgage
APN	`443201 64.08-2-4`

Property Details

APN / Parcel Number

Primary APN	`443201 64.08-2-4`
Alternative APNs	`44320106400800030560020000` `701-0550-15`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,949 sqft Living Area
1st Floor Area	1,397 sqft
2nd Floor Area	552 sqft
Basement Area	1,229 sqft
Finished Basement	1,229 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	203 ft deep x 152 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	298 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	701-0550-15
Street Address	348 SUMMIT AVE
City	WATKINS GLEN
State	NY
Zip	14891-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	SCHUYLER NY
Township / Civil Division	READING
Census Block Group	2
Census Block	2084
Census Tract	950200

Owner

Source: Schuyler County and Reading Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	348 SUMMIT AVE, WATKINS GLEN, NY 14891-1043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Deed of Trust, Mortgage CHEMUNG CANAL TRUST CO
Mar 19, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KATHLEEN H FRAGOLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Deed Document Number	2021654
Deed Book / Page	405 / 360
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHUYLER NY
Property Address	348 SUMMIT AVE, WATKINS GLEN, NY 14891-1043
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000532/0000000601
Date	Jun 27, 2018
Book Page	0000000532/0000000601
Instrument	000000001057

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	235 Months
Due	Jan 1, 2038

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHUYLER NY
Recording Date	Mar 19, 2021
Property Address	348 SUMMIT AVE, WATKINS GLEN, NY 14891-1043
Document Number	405/360
Book / Page	405 / 360
Instrument Date	Mar 12, 2021
Instrument	654
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	348 SUMMIT AVE, WATKINS GLEN, NY 14891-1043

Mortgage

Document Number	655
Date	Mar 19, 2021
Instrument	655

Lender

Name	KATHLEEN H FRAGOLA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schuyler County and Reading Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schuyler County
County Subdivision	Reading Town
Unified School District	Watkins Glen Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,244.00 (+252.15%)
2025	$2,909.00	$510,400 (+100.94%) Land $75,700 Building $434,700	$523,500 (+58.7%) Land $77,643 Building $445,857
2023		$254,000 Land $53,000 Building $201,000	$329,870 Land $68,831 Building $261,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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