Adams County property record for 356 Spruce St, Bennett, CO 80102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,931 sqft · built 2020 |
| Lot Size | 0.129 acres (5,624 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Oct 2024) |
| Tax Bill | $3,788 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Oct 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0192800 |
| Primary APN | R0192800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,931 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,624 sqft (0.129 acres) |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | R0192800 |
|---|---|
| Street Address | 356 SPRUCE ST |
| City | BENNETT |
| State | CO |
| Zip | 80102-8686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BENNETT CROSSING FLG NO 2 BLK 9 LOT 10 |
| Legal Subdivision | BENNETT CROSSING |
| Legal Block | 9 |
| Legal Lot Number | 10 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | EAST ADAMS |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 8401 |
Source: Adams County records · APN R0192800
Assessment roll updated August 25, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 356 SPRUCE ST, BENNETT, CO 80102-8686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU |
| Oct 18, 2024 | Warranty Deed, Transfer · FHA Mortgage AMERICAN NATIONWIDE MORTGAGE COMPAN |
| Feb 17, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2024 · Amount on Record |
| Deed Sale | Oct 18, 2024 · Amount on Record |
| Prior Sale | Feb 17, 2021 · Amount on Record |
| Deed Document Number | 2024000057675 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 356 SPRUCE ST, BENNETT, CO 80102-8686 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000043334 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 2022000043334 |
| Name | PREMIER MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Oct 18, 2024 |
| Property Address | 356 SPRUCE ST, BENNETT, CO 80102-8686 |
| Document Number | 0000057675 |
| Instrument Date | Oct 11, 2024 |
| Instrument | 2024000057675 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | FIRST INTEGRITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 356 SPRUCE ST, BENNETT, CO 80102-8686 |
| Document Number | 0000057676 |
|---|---|
| Date | Oct 18, 2024 |
| Instrument | 2024000057676 |
| Name | AMERICAN NATIONWIDE MORTGAGE COMPAN |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Feb 17, 2021 |
| Property Address | 356 SPRUCE ST, BENNETT, CO 80102-8686 |
| Document Number | 0000019371 |
| Instrument Date | Feb 04, 2021 |
| Instrument | 2021000019371 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.39 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 356 SPRUCE ST, BENNETT, CO 80102-8686 |
| Document Number | 0000019372 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021000019372 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Adams County records · Assessment roll updated August 25, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Bennett Town |
| Unified School District | Bennett School District 29-J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,788.00 (-23.87%) | $28,940 (-13.74%) Land $5,810 Building $23,130 | $463,000 (-6.65%) Land $93,000 Building $370,000 |
| 2023 | $4,976.00 (+6.78%) | $33,550 (+7.81%) Land $5,410 Building $28,140 | $496,000 (+10.75%) Land $80,000 Building $416,000 |
| 2022 | $4,660.00 | $31,120 Land $8,340 Building $22,780 | $447,841 Land $120,000 Building $327,841 |
Source: FEMA National Flood Hazard Layer, Adams County (08001C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080010084012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 47% of the US · lower than 69% of Colorado |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 316 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Eastern Slope Rural Telephone Association Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TOWN OF BENNETT serves 4,400 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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