351 Spruce St, Bennett, CO 80102 Property Records

Adams County property record for 351 Spruce St, Bennett, CO 80102

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,781 sqft · built 2020
Lot Size	0.129 acres (5,624 sqft)
Owner	Individual Name on File
Last Sale	$465,900 (May 2021)
Tax Bill	$4,237 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0192848`

Property Details

APN / Parcel Number

Primary APN	`R0192848`
Alternative APN	`0181534205026`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,781 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,624 sqft (0.129 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0192848
Street Address	351 SPRUCE ST
City	BENNETT
State	CO
Zip	80102-8667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENNETT CROSSING FLG NO 2 BLK 8 LOT 26
Legal Subdivision	BENNETT CROSSING
Legal Block	8
Legal Lot Number	26
Jurisdiction	ADAMS CO
Township / Civil Division	EAST ADAMS
Census Block Group	2
Census Block	2050
Census Tract	8401

Owner

Source: Adams County assessment roll, APN R0192848, as of August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	351 SPRUCE ST, BENNETT, CO 80102-8667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Deed Document Number	2021000063331
Record Updated	Jun 08, 2026

May 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	May 25, 2021
Property Address	351 SPRUCE ST, BENNETT, CO 80102-8667
Document Number	0000063331
Instrument Date	May 14, 2021
Instrument	2021000063331
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$46.69
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	351 SPRUCE ST, BENNETT, CO 80102-8667
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063332
Date	May 25, 2021
Instrument	2021000063332

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Adams County assessment roll as of August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Bennett Town
Unified School District	Bennett School District 29-J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,237.00 (-23.78%)	$32,370 (-13.63%) Land $5,810 Building $26,560	$518,000 (-6.5%) Land $93,000 Building $425,000
2023	$5,559.00 (+8.91%)	$37,480 (+9.98%) Land $5,410 Building $32,070	$554,000 (+12.97%) Land $80,000 Building $474,000
2022	$5,104.00	$34,080 Land $8,340 Building $25,740	$490,404 Land $120,000 Building $370,404

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adams County (08001C), as of October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080010084012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 69% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 316 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Eastern Slope Rural Telephone Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CO0101020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF BENNETT serves 4,400 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.