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356 Mariners Cv, #39, Douglas, MI 49406 Property Records

Allegan County property record for 356 Mariners Cv, #39, Douglas, MI 49406

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,232 sqft · built 1991
Lot Size0.015 acres (696 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Nov 2022)
Tax Bill$12,639 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN59-800-039-00

Property Details

APN / Parcel Number

Primary APN59-800-039-00
Alternative APN
  • 03-59-800-039-00

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,232 sqft Living Area
1st Floor Area616 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Lot Area696 sqft
Garage Area338 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address356 MARINERS CV, 39
CityDOUGLAS
StateMI
Zip49406
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-4 HBR RE
Legal DescriptionUNIT 39 TOWER HARBOR CONDOMINIUM SEC 16 T3N R16W (89)
Legal Range16W
Legal Township03N
Legal Section16
Legal SubdivisionHARBOR CONDOMINIUM
JurisdictionALLEGAN MI
Township / Civil DivisionDOUGLAS
Census Block Group2
Census Block2007
Census Tract30802

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2180 PLEASANT POND DR SW, BYRON CENTER, MI 49315-9444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2022 · Amount on Record
Deed SaleNov 9, 2022 · Amount on Record
Prior SaleApr 16, 2012 · Amount on Record
Deed Document Number202221434
Deed Book / Page4815 / 69
Prior Transfer DateOct 23, 1997
Prior Transfer Doc1680000384
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateNov 9, 2022
Property Address356 MARINERS CV # 39, 39, DOUGLAS, MI 49406-5144
Document Number0004815/69
Book / Page4815 / 69
Map ReferenceLB 1030 PG 376
Instrument DateNov 7, 2022
Instrument2022021434
Transaction TypeTransfer
Record UpdatedNov 21, 2022
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,112.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address356 MARINERS CV # 39, 356, DOUGLAS, MI 49406-5144

Transferred To (Grantee/Buyer)

NameVerified Name
Address356 39, DOUGLAS, MI 49406

Mortgage

Document Number0004815073
DateNov 9, 2022
Instrument4815-073
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.87%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2027
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change6.87%
Index1-Year CMT
Max Rate9.87%

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityDouglas City
Unified School DistrictSaugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,400 (+16.5%) Land $45,000 Building $189,400$468,800 (+16.5%) Land $90,000 Building $378,800
2025$12,639.00 (+90.52%)
2023$201,200 Land $75,000 Building $126,200$402,400 Land $150,000 Building $252,400
2020$6,634.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKALAMAZOO LAKE SEWER & WATER AUTHORITY
serves 5,000 people · EPA ID MI0003525
Water SourceGroundwater
Last State InspectionJun 2021
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier.

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