354 Mariners Cv, #38, Douglas, MI 49406 Property Records

Allegan County property record for 354 Mariners Cv, #38, Douglas, MI 49406

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,232 sqft · built 1991
Lot Size	0.016 acres (697 sqft)
Owner	Trust Name on File
Last Sale	$515,000 (Aug 2024)
Tax Bill	$11,626 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`59-800-038-00`

Property Details

APN / Parcel Number

Primary APN	`59-800-038-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,232 sqft Living Area
1st Floor Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Lot Area	697 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	354 MARINERS CV, 38
City	DOUGLAS
State	MI
Zip	49406
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4 HBR RE
Legal Description	UNIT 38 TOWER HARBOR CONDOMINIUM SEC 16 T3N R16W (89)
Legal Range	16W
Legal Township	03N
Legal Section	16
Legal Subdivision	HARBOR CONDOMINIUM
Jurisdiction	ALLEGAN MI
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2007
Census Tract	30802

Owner

354 Mariners Cv, #38 is held in a trust since August 2024.

Source: Allegan County records, as of June 25, 2026

Owner of Record	Trust Name on File
Mailing Address	23 OAKLAND PARK BLVD, PLEASANT RIDGE, MI 48069-1110
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage HANTZ BANK
Oct 6, 2020	Warranty Deed, Transfer PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TITLE AGEN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2024 · Amount on File
Deed Sale	Aug 20, 2024 · Amount on File
Prior Sale	Oct 6, 2020 · Amount on File
Deed Document Number	202412226
Deed Book / Page	4966 / 833
Prior Transfer Date	Feb 2, 2012
Prior Transfer Doc	3589/073
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	354 MARINERS CV # 38, 38, DOUGLAS, MI 49406-5144
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004518/730
Date	Oct 2, 2020
Book Page	4518/730

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	354 MARINERS CV # 38, 38, DOUGLAS, MI 49406-5144
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4112/246
Date	Feb 7, 2017
Book Page	4112/246

Lender

Name	HANTZ BANK
Type	Bank
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2037

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 6, 2020
Property Address	354 MARINERS CV # 38, 38, DOUGLAS, MI 49406-5144
Document Number	4520/194
Book / Page	4520 / 194
Map Reference	LB 1030 PG 376
Instrument Date	Sep 29, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TITLE AGEN

Transaction

Amount	Amount on Record
Tax	$3,096.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	354 MARINERS CV, 354, DOUGLAS, MI 49406-5144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 MARINERS CV, DOUGLAS, MI 49406-5144

Tax Assessment & Valuation

The 2025 property tax bill for 354 Mariners Cv, #38 was $11,626, up 28.3% from the year before.

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Douglas City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,600 (+9.21%) Land $45,000 Building $169,600	$429,200 (+9.21%) Land $90,000 Building $339,200
2025	$11,626.00 (+28.25%)	$196,500 Land $42,500 Building $154,000	$393,000 Land $85,000 Building $308,000
2024	$9,065.00
2023		$187,300 Land $75,000 Building $112,300	$374,600 Land $150,000 Building $224,600
2020	$6,549.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 354 Mariners Cv, #38 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 Mariners Cv, #38 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on Mariners Cv

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures