Polk County property record for 352 Holly Rdg Rd, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,325 sqft · built 1983 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,500 (Feb 2005) |
| Tax Bill | $399 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-35-354960-013140 |
| Primary APN | 25-28-35-354960-013140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| Gross Area | 1,670 sqft |
| 1st Floor Area | 1,325 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,106 sqft (0.232 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 345 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 56 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 352 HOLLY RIDGE RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LAKE THOMAS ESTATES UNIT #6 PB 60 PG 9 BLK 13 LOT 14 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | LAKE THOMAS ESTATES UNIT 6 |
| Legal Tract | 354960 |
| Legal Block | 13 |
| Legal Lot Number | 14 |
| Legal Unit | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 14703 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 352 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2005 · Amount on Record |
| Deed Sale | Feb 8, 2005 · Amount on Record |
| Deed Document Number | 200529408 |
| Deed Book / Page | 6080 / 95 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 352 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 352 HOLLY RIDGE RD, WINTER HAVEN, FL 33880-1113 |
| Document Number | 0000012404 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 12553/860 |
| Instrument | 2023012404 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 23, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,116 (+2.7%) | $198,997 (+4.04%) Land $21,000 Building $177,997 | |
| 2025 | $399.00 (-55.17%) Homeowner's exemption | $64,378 (+5.99%) | $191,271 (+1.81%) Land $21,000 Building $170,271 |
| 2023 | $890.00 (+4.34%) Homeowner's exemption | $60,742 (+3%) | $187,863 (+7.46%) Land $20,000 Building $167,863 |
| 2022 | $853.00 Homeowner's exemption | $58,973 | $174,827 Land $16,500 Building $158,327 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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