356 Harvard Rd, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 356 Harvard Rd, Lancaster, MA 01523

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,972 sqft · built 1996
Lot Size2.31 acres (100,624 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (May 2010)
Tax Bill$9,662 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APNLANC M:030.0 B:0000 L:0134.E

Property Details

APN / Parcel Number

Primary APNLANC M:030.0 B:0000 L:0134.E

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,972 sqft Living Area
1st Floor Area1,972 sqft
Basement Area1,972 sqft
Unfinished Basement1,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2000
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area100,624 sqft (2.31 acres)
Garage TypeBasement
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address356 HARVARD RD
CityLANCASTER
StateMA
Zip01523-4505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLANCASTER
Legal Lot Number134.E
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1008
Census Tract713100

Owner

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address356 HARVARD RD, LANCASTER, MA 01523-4505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2010 · Amount on Record
Deed SaleMay 28, 2010 · Amount on Record
Deed Document Number201055505
Deed Book / Page45848 / 244
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address356 HARVARD RD, LANCASTER, MA 01523-4505
Transaction TypeMortgage
Record UpdatedOct 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number072635-208
DateOct 6, 2025
Book Page72635/208
Instrument85930
Lender
NameAVIDIA BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueNov 1, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,662.00 (-2.55%)$597,900 (+3.66%) Land $131,900 Building $466,000$653,885 (+6.33%)
2024$614,935
2023$9,915.00$576,800 Land $111,900 Building $464,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims27 (1978–2010)
Claims Outside the SFHA4 of 27
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER WATER DEPARTMENT
serves 6,000 people · EPA ID MA2147000
Water SourceGroundwater
Last State InspectionMar 2026
Lead17 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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