Worcester County and Lancaster Town property record for 309 Harvard Rd, Lancaster, MA 01523
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,723 sqft · built 1940 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $318,000 (Jul 2013) |
| Tax Bill | $8,917 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:030.0 B:0000 L:0132.0 |
| Primary APN | LANC M:030.0 B:0000 L:0132.0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,723 sqft Living Area |
| 1st Floor Area | 1,021 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 309 HARVARD RD |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 132.0 |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 HARVARD RD, LANCASTER, MA 01523-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Mar 27, 2019 | Deed of Trust, Mortgage NOT AVAILABLE |
| Aug 5, 2017 | Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2013 · Amount on Record |
| Deed Sale | Jul 24, 2013 · Amount on Record |
| Prior Sale | Jul 24, 2013 · Amount on Record |
| Deed Book / Page | 51248 / 202 |
| Transfer Doc | 051248-202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 309 HARVARD RD, LANCASTER, MA 01523-2507 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 065490-120 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 65490/120 |
| Instrument | 89680 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 309 HARVARD RD, LANCASTER, MA 01523-2507 |
| Document Number | 60232-164 |
| Instrument Date | Mar 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 309 HARVARD RD LANCASTER MA 015232507, LANCASTER, MA 01523-2507 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 309 HARVARD RD, LANCASTER, MA 01523-2507 |
| Document Number | 57559-1 |
| Book / Page | 057559 / 000001 |
| Instrument Date | Aug 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2017 |
| Name | Verified Name |
|---|
| Document Number | 57559-1 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 057559/000001 |
| Instrument | 86653 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 9, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,917.00 (+3.58%) | $551,800 (+10.18%) Land $130,000 Building $421,800 | $602,395 (+7.04%) |
| 2024 | $562,780 | ||
| 2023 | $8,609.00 | $500,800 Land $110,000 Building $390,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 27 (1978–2010) |
| Claims Outside the SFHA | 4 of 27 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 17 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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