356 Eddy St, Scotia, CA 95565 Property Records

Humboldt County property record for 356 Eddy St, Scotia, CA 95565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1908
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Sep 2020)
Tax Bill	$3,644 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`205-411-025-000`

Property Details

APN / Parcel Number

Primary APN	`205-411-025-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 1908
Construction Type	Wood
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	356 EDDY ST
City	SCOTIA
State	CA
Zip	95565-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 TR649 TOWN OF SCOTIA PH 1 BK25/MAPS PG54-65
Legal Tract	649
Legal Lot Number	54
Jurisdiction	HUMBOLDT CA
Township / Civil Division	GARBERVILLE
Census Block Group	4
Census Block	4025
Census Tract	11100

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2411 ROHNERVILLE RD, FORTUNA, CA 95540-2504
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 30, 2020	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Mar 8, 2018	Grant Deed, Transfer · FHA Mortgage MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Mar 8, 2018 · Amount on Record
Deed Document Number	2020-017372
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	356 EDDY ST, SCOTIA, CA 95565
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 EDDY ST, SCOTIA, CA 95565

Mortgage

Document Number	0000015964
Date	Jul 13, 2021
Instrument	2021-015964

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Sep 30, 2020
Property Address	356 EDDY ST, SCOTIA, CA 95565
Document Number	0000017372
Map Reference	MB 25 PG 54-65
Instrument Date	Sep 23, 2020
Instrument	2020-017372
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	HUMBOLDT LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 EDDY ST, SCOTIA, CA 95565

Mortgage

Document Number	0000017373
Date	Sep 30, 2020
Instrument	2020-017373

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Mar 8, 2018
Property Address	356 EDDY ST, SCOTIA, CA 95565
Document Number	0000004501
Map Reference	MB 25 PG 54-65
Instrument Date	Mar 2, 2018
Instrument	2018-004501
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004502
Date	Mar 8, 2018
Instrument	2018-004502

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Secondary School District	Fortuna Union High School District (09 - 12)
Elementary School District	Scotia Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,644.00 (+6.52%)	$343,128 (+4.04%) Land $97,418 Building $245,710
2023	$3,421.00 (+0.88%)	$329,806 Land $93,636 Building $236,170
2022	$3,391.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1986–1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTIA CSD private · serves 681 people · EPA ID CA1210010
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Mar 2026
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Coliform assessment Jun 2019
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

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